Personal Loan

Compare. Apply. Reach your goals.

Loan Amount is 30000
No. of Month is 30
Rate of Interest `{`ROI`}` is 10
Monthly EMI

Total Interest

Payable Amount

Interest Percentage

Personal Loan( Max. Financing Amount)

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Personal Loan( Profit Rate%)

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Card Card Name Annual Fee Rewards Rate
JCL Personal Loan

You Pay
RM 2,950 /mth

Interest Rate
18.00% p.a.

Max. Loan Amount
RM 50,000

Total Repayment
RM 35,400

  • Approval Duration : 2 days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 5 years
  • Employment Eligibility : RM 1,000
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 1,000
  • Processing Fees : Free
  • Stamp Duty : 0.5% of approved loan amount

The above sources can be found at https://www.imoney.my/

UOB Personal Loan

You Pay
RM 2,775 /mth

Interest Rate
10.99% p.a.

Max. Loan Amount
RM 100,000

Total Repayment
RM 33,297

  • Approval Duration : Up to 7 business days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 5 years
  • Age Requirement : 21-55 years old
  • Min. Monthly Salary : RM 2,000
  • Processing Fees : Free
  • Stamp Duty : 0.5% of loan amount

The above sources can be found at https://www.uob.com.my/

Hong Leong Islamic Personal Financing-i

You Pay
RM 2,750 /mth

Interest Rate
10.00% p.a.

Max. Loan Amount
RM 150,000

Total Repayment
RM 33,000

  • Approval Duration : Up to 2 business days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 5 years
  • Age Requirement : 21-60 years old
  • Min. Monthly Salary : RM 2,000
  • Processing Fees : RM 15
  • Stamp Duty : 0.5% of loan amount

The above sources can be found at https://www.hlisb.com.my/

YYP Personal Financing

You Pay
RM 2,750 /mth

Interest Rate
9.99% p.a.

Max. Loan Amount
RM 150,000

Total Repayment
RM 32,997

  • Approval Duration : 2-3 Working Days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 10 years
  • Employment Eligibility : Sector A – AG / PDRM / UPM / UiTM Sector B – State Sector C – Institute / Suruhanjaya / GLC Sector D – Majlis / Lembaga / Perbadanan / Universiti
  • Age Requirement : PDRM: 20-55 years old, Others: 20-58 years old
  • Min. Monthly Salary : RM 1,500
  • Processing Fees : Free

The above sources can be found at https://www.imoney.my/

AmBank Islamic AmMoneyLine Facility-i

You Pay
RM 2,700 /mth

Profit Rate
8.00% p.a.

Max. Financing Amount
RM 100,000

Total Repayment
RM 32,400

  • Approval Duration : Up to 2 business days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 5 years
  • Age Requirement : 21-60 years old
  • Min. Monthly Salary : RM 2,000
  • Processing Fees : Free
  • Stamp Duty : As per Stamp Duty Act 1949 (Revised 1989)

The above sources can be found at https://www.ambankgroup.com/

AEON i-Cash Personal Financing

You Pay
RM 2,698 /mth

Profit Rate
7.92% p.a.

Max. Financing Amount
RM 100,000

Total Repayment
RM 32,376

  • Approval Duration : 24/7 Approval
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 7 years
  • Employment Eligibility : Salaried, self employed, salary by cash
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 1,500
  • Processing Fees : Maximum fee is RM400
  • Stamp Duty : 0.5% stamp duty fee is applicable

The above sources can be found at https://www.imoney.my/

Standard Chartered CashOne

You Pay
RM 2,675 /mth

Profit Rate
6.99% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 32,097

  • Approval Duration : Up to 7 business days
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  : 5 years
  • Age Requirement : 21-65 years old
  • Min. Monthly Salary : RM 3,000
  • Processing Fees : Free
  • Stamp Duty : 0.5% on loan amount

The above sources can be found at https://www.sc.com/

BSN MyRinggit-i PRIMA Personal Financing

You Pay
RM 2,663 /mth

Profit Rate
6.50% p.a.

Max. Financing Amount
RM 400,000

Total Repayment
RM 31,950

  • Approval Duration : Up to 5 business days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 21-65 years old
  • Min. Monthly Salary : RM 3,000
  • Processing Fees : Free
  • Stamp Duty : 0.5% on loan amount

The above sources can be found at https://www.bsn.com.my/

YIR Personal Financing

You Pay
RM 2,650 /mth

Profit Rate
5.99% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 31,797

  • Approval Duration : 2-3 Working Days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Employment Eligibility : Sector A – AG / PDRM / UPM / UiTM
  • Age Requirement : PDRM: 20-55 years old, Others: 20-58 years old
  • Min. Monthly Salary : RM 1,500
  • Processing Fees : Free

The above sources can be found at https://www.imoney.my/

RHB Islamic Bank Pensioner Personal Financing-i

You Pay
RM 2,631 /mth

Profit Rate
5.25% p.a.

Max. Financing Amount
RM 100,000

Total Repayment
RM 31,497

  • Approval Duration : Up to 5 business days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 2,000
  • Processing Fees : Free
  • Stamp Duty : As per Stamp Duty Act 1949 (Revised 1989)

The above sources can be found at https://www.rhbgroup.com/

Bank Islam Personal Financing-i (Package)

You Pay
RM 2,625 /mth

Profit Rate
4.99% p.a.

Max. Financing Amount
RM 300,000

Total Repayment
RM 31,497

  • Approval Duration : Up to 5 business days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 2,000
  • Processing Fees : Free
  • Stamp Duty : As per Stamp Duty Act 1949 (Revised 1989)
Bank Islam Personal Financing-i (Non-Package)

You Pay
RM 2,612 /mth

Profit Rate
4.50% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 31,350

  • Approval Duration : Up to 5 business days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 3,500
  • Processing Fees : Free
  • Stamp Duty : As per Stamp Duty Act 1949 (Revised 1989)

The above sources can be found at https://www.bankislam.biz/

UKHWAH Cooperative Personal Financing

You Pay
RM 2,609 /mth

Profit Rate
4.35% p.a.

Max. Financing Amount
RM 200,000

Total Repayment
RM 31,305

  • Approval Duration : 3-5 Working Days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Employment Eligibility : Government Status (Permanent status) and Length of Current Employment 6 months
  • Age Requirement : 21-60 years old or 1 year before retirement (whichever is earlier)
  • Min. Monthly Salary : RM 1,800
  • Processing Fees : Free

The above sources can be found at https://ukhwah.com.my/

Public Islamic Bank BAE Personal Financing-i

You Pay
RM 2,600 /mth

Profit Rate
3.99% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 31,197

  • Approval Duration : 1-2 weeks
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 20-58 years old
  • Min. Monthly Salary : RM 1,500
  • Processing Fees : Free
  • Stamp Duty : 0.5% on loan amount (Original Copy) + RM10 (Photocopy)
Bank Rakyat Personal Financing-i Public Sector

You Pay
RM 2,558 /mth

Profit Rate
2.31% p.a.

Max. Financing Amount
RM 200,000

Total Repayment
RM 30,693

  • Approval Duration : Up to 3 business days
  • Min. Financing Tenure  :  1 year
  • Max. Financing Tenure  :  10 years
  • Age Requirement : 18-60 years old
  • Min. Monthly Salary : RM 1,000
  • Processing Fees : Free
  • Stamp Duty : 0.5% of loan amount

The above sources can be found at https://www.bankrakyat.com.my/

RHB Easy-Pinjaman Ekspres

You Pay
RM 2,836 /mth

Interest Rate
13.45% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 34,035

  • Approval Duration : Within 24 hours
  • Min. Loan Tenure  :  1 year
  • Max. Loan Tenure  :  7 years
  • Employment Eligibility : Salaried, self employed, commission earner
  • Age Requirement : 21-55 years old
  • Min. Monthly Salary : RM 1,500
  • Processing Fees : Free
  • Stamp Duty : 0.5% stamp duty fee is applicable

The above sources can be found at https://www.rhbgroup.com/

Alliance Islamic Bank CashVantage Personal Financing-i

You Pay
RM 2,583 /mth

Profit Rate
3.33% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 30,999

  • Approval Duration : Up to 48 hours
  • Min. Financing :  1 year
  • Max. Financing :  7 years
  • Employment Eligibility : Salaried, self employed, commission earner
  • Age Requirement : 21-60 years old
  • Min. Monthly Salary : RM 3,000
  • Processing Fees : N/A
  • Stamp Duty : 0.5% of loan amount

The above sources can be found at https://www.alliancebank.com.my/

Alliance Bank CashFirst Personal Loan

You Pay
RM 2,583 /mth

Profit Rate
3.33% p.a.

Max. Financing Amount
RM 150,000

Total Repayment
RM 30,999

  • Approval Duration : Up to 24 hours
  • Min. Financing : Tenure 1 year
  • Max. Financing : Tenure 7 years
  • Employment Eligibility : Salaried, self employed, commission earner
  • Age Requirement : 21-60 years old
  • Min. Monthly Salary : RM 3,000
  • Processing Fees : N/A
  • Stamp Duty : 0.5% of loan amount

The above sources can be found at https://www.alliancebank.com.my/

CBP Personal Financing-i Lestari

You Pay
RM 2,567 /mth

Profit Rate
2.69% p.a.

Max. Financing Amount
RM 200,000

Total Repayment
RM 30,807

  • Approval Duration : 3 working days
  • Min. Financing : Tenure 1 year
  • Max. Financing : Tenure 10 years
  • Employment Eligibility : Permanent civil servant only
  • Age Requirement : 18-58 years old
  • Min. Monthly Salary : RM 3,000
  • Stamp Duty : 0.5% on financing amount

The above sources can be found at https://www.imoney.my/

Card Card Name Annual Fee Rewards Rate
Bank of China Malaysia Safe & Save Deposit Promotion FD & CASA Combo

Minimum Deposit
RM 10,000

Interest Rate (p.a)
2.55%
6 months

Investment Returns
RM 255.00

Apply Now

The above sources can be found at https://www.bankofchina.com.my/

CIMB Unfixed Deposit

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.cimbclicks.com.my/

HSBC Time Deposit

Minimum Deposit
RM 5,000

Interest Rate (p.a)
1.60%
6 months

Investment Returns
RM 160.00

Apply Now

The above sources can be found at https://www.hsbc.com.my/

UOB Fixed Deposit

Minimum Deposit
RM 500

Interest Rate (p.a)
1.65%
6 months

Investment Returns
RM 165.00

Apply Now

The above sources can be found at https://www.mbsbbank.com/

MBSB Term Deposit-i

Minimum Deposit
RM 500

Interest Rate (p.a)
1.95%
6 months

Investment Returns
RM 195.00

Apply Now

The above sources can be found at https://www.mbsbbank.com/

Public Islamic Bank Term Deposit-i

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.75%
6 months

Investment Returns
RM 175.00

Apply Now

The above sources can be found at https://www.pbebank.com/

Public Bank PLUS Fixed Deposit Account

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.90%
6 months

Investment Returns
RM 190.00

Apply Now

The above sources can be found at https://www.pbebank.com/

Public Bank Golden 50 Plus Fixed Deposit Account

Minimum Deposit
RM 10,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.pbebank.com/

AmBank Islamic Term Deposit-i

Minimum Deposit
RM 500

Interest Rate (p.a)
1.65%
6 months

Investment Returns
RM 165.00

Apply Now

The above sources can be found at https://www.ambankgroup.com/

Hong Leong Fixed Deposit

Minimum Deposit
RM 500

Interest Rate (p.a)
1.60%
6 months

Investment Returns
RM 160.00

Apply Now

The above sources can be found at https://www.hlb.com.my/

Standard Chartered Fixed Deposit

Minimum Deposit
RM 1000

Interest Rate (p.a)
1.60%
6 months

Investment Returns
RM 160.00

Apply Now

The above sources can be found at https://www.sc.com/

Maybank Islamic Fixed Deposit-i (iFD-i)

Minimum Deposit
RM 1000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.maybank2u.com.my/

Bank Islam Term Deposit-i (Tawarruq)

Minimum Deposit
RM 500

Interest Rate (p.a)
1.75%
6 months

Investment Returns
RM 175.00

Apply Now

The above sources can be found at https://www.bankislam.com/

Maybank Islamic Prosperous Now! Account-i (PNA-i)

Minimum Deposit
RM 10,000

Interest Rate (p.a)
1.70%
6 months

Investment Returns
RM 170.00

Apply Now

The above sources can be found at https://www.maybank2u.com.my/

Bank of China Fixed Deposit Account

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.bankofchina.com.my/

CIMB Islamic Fixed Return Income Account-i (FRIA-i) – Maturity Returns

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.cimbclicks.com.my/

AffinBank Fixed Deposit

Minimum Deposit
RM 5000

Interest Rate (p.a)
1.85%
6 months

Investment Returns
RM 185.00

Apply Now

The above sources can be found at https://www.affinonline.com/

Affin Islamic Term Deposit-i (TD-i)

Minimum Deposit
RM 500

Interest Rate (p.a)
1.85%
6 months

Investment Returns
RM 185.00

Apply Now

The above sources can be found at https://www.affinislamic.com.my/

Alliance Fixed Deposit

Minimum Deposit
RM 500

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.alliancebank.com.my/

Ambank Conventional Fixed Deposit

Minimum Deposit
RM 500

Interest Rate (p.a)
1.70%
6 months

Investment Returns
RM 170.00

Apply Now

The above sources can be found at https://www.ambankgroup.com/

Ambank Islamic Am50Plus Term Deposit-i

Minimum Deposit
RM 5,000

Interest Rate (p.a)
1.70%
6 months

Investment Returns
RM 170.00

Apply Now

The above sources can be found at https://www.ambankgroup.com/

Celcom Home Fibre 1Gbps (Sabah Only)

Price
RM199.00/month

Speed
1 Gbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Mesh

  • Celcom Mesh WiFi RM25/month per pair

Packaged Hardware

  • Modem
  • WiFi Router (TP Link AX1500)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://www.celcom.com.my/personal/broadband

Celcom Home Fibre 500Mbps

Price
RM179.00/month

Speed
500 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Mesh

  • Celcom Mesh WiFi RM25/month per pair

Packaged Hardware

  • Modem
  • WiFi Router (TP Link AX1500)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://www.celcom.com.my/personal/broadband

Celcom Home Fibre 300Mbps

Price
RM119.00/month

Speed
300 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 1 mins 2 mins

Mesh

  • Celcom Mesh WiFi RM25/month per pair

Packaged Hardware

  • Modem
  • WiFi Router (TP Link AX1500)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://www.celcom.com.my/personal/broadband

Celcom Home Fibre 100Mbps

Price
RM99.00/month

Speed
100 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 1 secs 2 mins 5 mins

Mesh

  • Celcom Mesh WiFi RM25/month per pair

Packaged Hardware

  • Modem
  • WiFi Router (TP Link AX1500)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://www.celcom.com.my/personal/broadband

Celcom Home Fibre 30Mbps

Price
RM80.00/month

Speed
30 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
1 secs 3 secs 7 mins 18 mins

Mesh

  • Celcom Mesh WiFi RM25/month per pair

Packaged Hardware

  • Modem
  • WiFi Router (TP Link AX1500)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://www.celcom.com.my/personal/broadband

TIME Fibre 500Mbps Home Broadband

Price
RM139.00/month

Speed
500 Mbps

Coverage
Low

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Voice Calls

  • Pay-as-you-use
  • Local call rate at 10 cents per minute
  • 8 cents per minute for IDD calls to 60 countries

Packaged Hardware

  • Modem
  • WiFi Router (Huawei HG8145V5)
  • Dect Phone (FREE with Voice Plan)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://mytime.com.my/home-package/

TIME Fibre 1Gbps Home Broadband

Price
RM199.00/month

Speed
1 Gbps

Coverage
Low

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Voice Calls

  • Pay-as-you-use
  • Local call rate at 10 cents per minute
  • 8 cents per minute for IDD calls to 60 countries

Packaged Hardware

  • Modem
  • WiFi Router (TP-Link EC440)
  • Dect Phone (FREE with Voice Plan)
  • FREE MESH WIFI Includes OmniMesh Enhanced Starter Pack

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://mytime.com.my/home-package/

TIME Fibre 100 Mbps Home Broadband

Price
RM99.00/month

Speed
100 Mbps

Coverage
Low

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 1 secs 2 mins 5 mins

Voice Calls

  • Pay-as-you-use
  • Local call rate at 10 cents per minute
  • 8 cents per minute for IDD calls to 60 countries

Packaged Hardware

  • Modem
  • WiFi Router (Huawei HG8145V5)
  • Dect Phone (FREE with Voice Plan)

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: RM500

The above sources can be found at https://mytime.com.my/home-package/

Maxis ONEHome 800Mbps

Price
RM299.00/month

Speed
800 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Voice Calls

  • Pay-as-you-use
  • Add RM10/month for unlimited calls (FREE DECT Phone)

Packaged Hardware

  • Free Mesh WIFI X 2 units (worth RM 600)
  • Modem
  • Wireless Dect Phone

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: Remaining subscription months or RM500, whichever is higher

The above sources can be found at https://maxis-fibre.net.my/

Maxis ONEHome 300Mbps

Price
RM149.00/month

Speed
300 Mbps

Coverage
High

Download Quota
Quota

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 1 mins 2 mins

Voice Calls

  • Pay-as-you-use
  • Add RM10/month for unlimited calls (FREE DECT Phone)

Packaged Hardware

  • Modem
  • WiFi Router
  • Wireless Dect Phone

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: Remaining subscription months or RM500, whichever is higher

The above sources can be found at https://maxis-fibre.net.my/

Maxis ONEHome 500Mbps

Price
RM219.00/month

Speed
500 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 0 secs 0 mins 1 mins

Voice Calls

  • Pay-as-you-use
  • Add RM10/month for unlimited calls (FREE DECT Phone)

Packaged Hardware

  • Free Mesh WIFI X 2 units (worth RM 600)
  • Modem
  • Wireless Dect Phone

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: Remaining subscription months or RM500, whichever is higher

The above sources can be found at https://maxis-fibre.net.my/

OCBC MYR Fixed Deposit

Minimum Deposit
RM 10,000

Interest Rate (p.a)
1.60%
6 months

Investment Returns
RM 160.00

Apply Now

The above sources can be found at https://www.ocbc.com.my/

Maybank Fixed Deposit Account

Minimum Deposit
RM 0

Interest Rate (p.a)
1.70%
6 months

Investment Returns
RM 170.00

Apply Now

The above sources can be found at https://www.maybank2u.com.my/

Maybank eFixed Deposit

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.maybank2u.com.my/

RHB Ordinary Fixed Deposit

Minimum Deposit
RM 500

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.rhbgroup.com/

RHB Commodity Murabahah Deposit-i

Minimum Deposit
RM 1,000

Interest Rate (p.a)
1.80%
6 months

Investment Returns
RM 180.00

Apply Now

The above sources can be found at https://www.rhbgroup.com/

StashAway Simple

Minimum Deposit
RM 0

Projected Return(p.a)
2.40%
6 months

Investment Returns
RM 240.00

Apply Now

The above sources can be found at https://www.stashaway.my/

Maxis ONEHome 100Mbps

Price
RM129.00/month

Speed
100 Mbps

Coverage
High

Download Quota
Unlimited

Speed

Download a song Download a movie
CD Quality Best Quality SD (1.5GB) HD (4GB)
0 secs 1 secs 2 mins 5 mins

Voice Calls

  • Pay-as-you-use
  • Add RM10/month for unlimited calls (FREE DECT Phone)

Packaged Hardware

  • Modem
  • WiFi Router
  • Wireless Dect Phone

Fees & Charges

  • Installation Fee: FREE for standard installation
  • Other Fees: 6% GST
  • Termination Policy: Remaining subscription months or RM500, whichever is higher

The above sources can be found at https://www.imoney.my/broadband

Affinbank MasterCard Basic
Free 15% p.a. Apply Now

Feature Highlights

  • A basic credit card with unlimited offers, benefits and credit lines at zero annual fee for life.
  • Enjoy low interest rate starting at 2% that is charged only once upon application.
  • Receive ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.

Cash Withdrawals

  • Affinbank MasterCard Basic allows you to perform cash withdrawals for up to 3 transactions a day. However, there’s a cash withdrawal limit, which is 25% of the credit card limit or the available credit limit, whichever is lower. It is better to settle the withdrawal amount before the payment due date, otherwise, Affin Bank will charge you 17.5% p.a. on the outstanding balance.

Fees and Charges

  • If you’re looking for your first credit card, you can consider Affinbank MasterCard Basic that provides credit card benefits without the annual fee. The fee is waived forever with no hidden conditions.

Are You Eligible For The Affinbank Master Card Basic?

  • Anybody can apply for the Affinbank Master Card Basic with a minimum annual income of RM24,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

Balance Transfer

  • You are bound to miss your credit card payment if you hold multiple cards at the same time. Consolidate all outstanding balance into one manageable sum with this balance transfer and make full use of the low upfront interest rate charges you get.

Easy Payment Plans

  • Select your desired payment duration from 6 months to as long as 36 months for your purchases with Affin Bank Easy Instalment Plan.

Interest Rate Rebate

  • The credit card interest rate is also known as the finance charge, which starts from 15% p.a. up to 18% p.a., depending on how prompt you make your credit card bill payment every month. The minimum monthly payment is 5% of the outstanding balance or minimum of RM50, whichever is higher.

Card Information

      • Min. Monthly Income
        RM2,000
      • Min. age for principal holder and supplementary holder
        21 and 18 years old above
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    6 months 2% one-time upfront handling fee RM500
    12 months 4% one-time upfront handling fee RM1,000
    18 months 5% one-time upfront handling fee RM2,000
    24 months 6% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
Affinbank Visa Basic Card
Free 15% p.a. Apply Now

Feature Highlights

  • A basic card that empowers your spending habit and simplifies cash flow management – all at zero annual cost for life!
  • Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.

Cash Withdrawals

  • The cash withdrawal refers to the cash advance for the credit cards. You can withdraw cash from your Affinbank Visa Basic account for up to 3 transactions per day. The maximum withdrawal limit is 25% of your credit limit or available credit limit, whichever is lower. Besides that, if you are not able to repay the withdrawal amount before the payment due date, the finance charge between 15% to 18% p.a. will be incurred on your Affinbank Visa Basic account.

Fees and Charges

  • If you’re looking for a basic credit card without expecting to pay the annual fee, Affinbank Visa Basic could be your choice. The annual fee is waived for life without any hidden charges or conditions.

Are You Eligible For The Affinbank Visa Basic Card?

  • Anybody can apply for the Affinbank Visa Basic Card with a minimum annual income of RM24,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

Balance Transfer

  • You are bound to miss your credit card payment if you hold multiple cards at the same time. Consolidate all outstanding balance into one manageable sum with this balance transfer and make full use of the low upfront interest rate charges you get.

Easy Payment Plans

  • Select your desired payment duration from 6 months to as long as 36 months for your purchases with Affin Bank Easy Instalment Plan.

Card Information

      • Min. Monthly Income
        RM2,000
      • Min. age for principal holder and supplementary holder
        21 and 18 years old above
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    6 months 2% one-time upfront handling fee RM500
    12 months 4% one-time upfront handling fee RM1,000
    18 months 5% one-time upfront handling fee RM2,000
    24 months 6% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
Affinbank Visa Signature Card
RM150 15% p.a. Apply Now

Feature Highlights

  • Why waste your time to key in the pin during payment? Tap your Affinbank Visa Signature Card to enjoy 3% cashback on contactless transactions.
  • Enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (
  • Receive payment terms from 6 to 36 months on any retail purchase. One-time interest rate starts from 2%.

Get 3% Cashback on every tap with Affinbank Visa Signature Card

  • The special credit card from Affinbank will give you 3% cashback whenever you make contactless retail transactions, without minimum spending amount. To perform a contactless transaction with your Affinbank credit card, simply tap the credit card in front of the Visa payWave contactless reader. However, please be noted that there’s an RM80 monthly cap for the cashback and the feature isn’t valid for government services and charity transactions.

Fees and Charges

  • For the first year, the card is free of charge. For the following years, there will be a RM150 charge. However, it can be waived when you spend minimum 12 times on retail transactions in a year while supplementary card holders will be charged RM100.

Are You Eligible For The Affinbank Visa Signature Card?

  • Anybody can apply for the Affinbank Visa Signature Card with a minimum annual income of RM48,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM150 for primary cards and RM100 for supplementary cards.

Cashback

  • Enjoy 3% cashback every time you perform a contactless transaction – simply tap your Affinbank Visa Signature Card during payment!

Points

  • For non-contactless transactions, enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (e-commerce, mail order phone, recurring & standing instruction).

Balance Transfer

  • Affin Bank Balance Transfer installment Plan offers low one-time upfront charges and payment terms up to 36 months. One-time interest is as low as 2%.

Card Information

      • Min. Monthly Income
        RM4,000
      • Min. age for principal holder and supplementary holder
        21 and 18 years old above
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    6 months 2% one-time upfront handling fee RM500
    12 months 4% one-time upfront handling fee RM1,000
    18 months 5% one-time upfront handling fee RM2,000
    24 months 6% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
MBSB Home Loan

Term Loan
(New Base Rate – 2.65%)

Interest Rate
7.10%
(BR + 4.45%)

Lock In Period
5 years

Monthly Repayment
RM3,360

Apply Now

The above sources can be found at https://www.mbsbbank.com/

AFFIN DUO Visa Cash Back Card
RM75 15% p.a. Apply Now

Feature Highlights

  • Earn up to 3% cashback whenever you shop online, top up your e-Wallet and make an auto billing transaction.
  • Enjoy 3 years annual fee waiver too!
  • The more you spend, the more rewards points you can earn.

Get 3% cashback with AFFIN DUO Visa Cash Back

  • With every Ringgit transacted on any e-commerce or online retail transaction using AFFIN DUO Visa Cash Back, you will earn 3% cashback equivalent to a maximum of RM80 per month credited into your account. The same goes when you spend on eWallet reload or transaction, as well as auto-billing such as online monthly subscriptions of Netflix, Spotify, etc with this card. However, do note that the cashback is not applicable for cash advance or withdrawal, charity related transactions and government services.

Fees and Charges

  • All you need to pay is the Sales and Service Tax of RM25. For the first 3 years, the annual fee is waived but you still can enjoy the annual fee waiver for the subsequent year when you spend minimum 12 times on retail transactions in a year.

Are You Eligible For The AFFIN DUO Visa Cash Back Card?

  • Anybody can apply for the AFFIN DUO Visa Cash Back Card with a minimum annual income of RM24,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM75 for primary cards and RM30 for supplementary cards.

Cashback

  • Earn 3% cashback each time you shop on any e-commerce or online transactions, top up your e-Wallets and make auto-billing transactions of up to RM80 per month.

Balance Transfer

  • Consolidate all your outstanding balance into one manageable sum with Affin Bank Balance Transfer Instalment Plan and make full use of the low upfront interest rate charges you get.

Easy Payment Plans

  • Select your desired payment tenure from 6 months to as long as 36 months for your purchases with Affin Bank Easy Instalment Plan.

Card Information

      • Min. Monthly Income
        RM2,000
      • Min. age for principal holder and supplementary holder
        21 and 18 years old above
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    6 months 2% one-time upfront handling fee RM500
    12 months 4% one-time upfront handling fee RM1,000
    18 months 5% one-time upfront handling fee RM2,000
    24 months 6% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
Standard Chartered Home Loan

Flexi Loan
(New Base Rate – 2.27%)

Interest Rate
4.50%
(BR + 2.23%)

Lock In Period
None

Monthly Repayment
RM2,533

Apply Now

The above sources can be found at https://www.sc.com/

Public Bank Home Loan

Flexi Loan
(New Base Rate – 2.27%)

Interest Rate
3.10%
(BR + 0.83%)

Lock In Period
3 years

Monthly Repayment
RM2,135

Apply Now

The above sources can be found at https://www.pbebank.com/

Public Islamic Bank Home Loan

Flexi Loan
(New Base Rate – 2.27%)

Interest Rate
3.10%
(BR + 0.83%)

Lock In Period
3 years

Monthly Repayment
RM2,135

Apply Now

The above sources can be found at https://www.publicislamicbank.com.my/

Maybank Home Loan

Flexi Loan
(New Base Rate – 1.75%)

Interest Rate
3.25%
(BR + 1.50%)

Lock In Period
3 years

Monthly Repayment
RM2,176

Apply Now

The above sources can be found at https://www.maybank2u.com.my/

CIMB Home Loan

Flexi Loan
(New Base Rate – 2.75%)

Interest Rate
3.80%
(BR + 1.05%)

Lock In Period
3 years

Monthly Repayment
RM2,230

Apply Now

The above sources can be found at https://www.cimbclicks.com.my/

OCBC Home Loan

Flexi Loan
(New Base Rate – 2.58%)

Interest Rate
3.45%
(BR + 0.87%)

Lock In Period
3 years

Monthly Repayment
RM2,231

Apply Now

The above sources can be found at https://www.ocbc.com.my/