Business Loan

Card Card Name Annual Fee Rewards Rate
SMEmerge Start-Up Financing

Approved financing amount of up to RM300,000, No collateral required

Interest Rate
6.56%

Monthly repayment
RM 3,324/36 months

Total interest payable
RM 19,680

Total amount payable
RM 119,680

Summary
RM 100,000 for 3 years with interest rate of 6.56per annum

Product features

Financing amount (min to max)
RM 100,000 – RM 300,000

Loan tenure (min to max)
3 – 7 years

Interest rate
Fixed rate of 6.56% – 8.91% per annum

Approval duration

Eligibility

Min. salary requirement
RM 0 gross per month

Employment eligibility
Classification of SME as defined by National SME Development Council/SME Corporation

Age requirement (min-max)
21 – 50 years old

The above sources can be found at https://www.affinbank.com.my/

UOB BizMoney Business Loan

Get fast loan approval up to RM500,000 with 6.48% p.a.

Interest Rate
6.48%

Monthly repayment
RM 3,317/36 months

Total interest payable
RM 19,440

Total amount payable
RM 119,440

Summary
RM 100,000 for 3 years with interest rate of 6.48per annum

Product features

Financing amount (min to max)
RM 100,000 – RM 500,000

Loan tenure (min to max)
2 – 5 years

Interest rate
Fixed rate of 6.48% – 6.48% per annum

Approval duration
5 days

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
Malaysian Reigstered Companies with minimum age od 3 years

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.uob.com.my/

RHB SME Business Loan

Get fast loan approval up to RM300,000 with 5.29% p.a.

Interest Rate
5.29%

Monthly repayment
RM 3,218/36 months

Total interest payable
RM 15,870

Total amount payable
RM 115,870

Summary
RM 100,000 for 3 years with interest rate of 5.29per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 300,000

Loan tenure (min to max)
1 – 3 years

Interest rate
Fixed rate of 5.29% – 5.29% per annum

Approval duration
5 Working Days

Eligibility

Min. salary requirement
RM 5,000 gross per month

Employment eligibility
Malaysian Reigstered Companies with minimum age of 2 years

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.rhbgroup.com/

BSN Microplus Loan

Get approved loan up to RM250,000 with 9.95% p.a

Interest Rate
5.85%

Monthly repayment
RM 3,265/36 months

Total interest payable
RM 17,550

Total amount payable
RM 117,550

Summary
RM 100,000 for 3 years with interest rate of 5.85per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 250,000

Loan tenure (min to max)
1 – 7 years

Interest rate
Fixed rate of 5.85% – 9.4% per annum

Approval duration

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
Micro, Small and Medium enteprise and Malaysia Registered Company

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.mybsn.com.my/

Maybank Small Business Loan

Get approved loan up to RM3 millions with interest rate as low as 5.0% p.a.

Interest Rate
5.00%

Monthly repayment
RM 3,194/36 months

Total interest payable
RM 15,000

Total amount payable
RM 115,000

Summary
RM 100,000 for 3 years with interest rate of 5.00per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 3,000,000

Loan tenure (min to max)
1 – 3 years

Interest rate
Fixed rate of 5% – 5% per annum

Approval duration

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
All SMEs/SMIs with shareholders funds not exceeding RM10 million

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.maybank2u.com.my/

Card Card Name Annual Fee Rewards Rate
SMEmerge Start-Up Financing

Approved financing amount of up to RM300,000, No collateral required

Interest Rate
6.56%

Monthly repayment
RM 3,324/36 months

Total interest payable
RM 19,680

Total amount payable
RM 119,680

Summary
RM 100,000 for 3 years with interest rate of 6.56per annum

Product features

Financing amount (min to max)
RM 100,000 – RM 300,000

Loan tenure (min to max)
3 – 7 years

Interest rate
Fixed rate of 6.56% – 8.91% per annum

Approval duration

Eligibility

Min. salary requirement
RM 0 gross per month

Employment eligibility
Classification of SME as defined by National SME Development Council/SME Corporation

Age requirement (min-max)
21 – 50 years old

The above sources can be found at https://www.affinbank.com.my/

UOB BizMoney Business Loan

Get fast loan approval up to RM500,000 with 6.48% p.a.

Interest Rate
6.48%

Monthly repayment
RM 3,317/36 months

Total interest payable
RM 19,440

Total amount payable
RM 119,440

Summary
RM 100,000 for 3 years with interest rate of 6.48per annum

Product features

Financing amount (min to max)
RM 100,000 – RM 500,000

Loan tenure (min to max)
2 – 5 years

Interest rate
Fixed rate of 6.48% – 6.48% per annum

Approval duration
5 days

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
Malaysian Reigstered Companies with minimum age od 3 years

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.uob.com.my/

RHB SME Business Loan

Get fast loan approval up to RM300,000 with 5.29% p.a.

Interest Rate
5.29%

Monthly repayment
RM 3,218/36 months

Total interest payable
RM 15,870

Total amount payable
RM 115,870

Summary
RM 100,000 for 3 years with interest rate of 5.29per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 300,000

Loan tenure (min to max)
1 – 3 years

Interest rate
Fixed rate of 5.29% – 5.29% per annum

Approval duration
5 Working Days

Eligibility

Min. salary requirement
RM 5,000 gross per month

Employment eligibility
Malaysian Reigstered Companies with minimum age of 2 years

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.rhbgroup.com/

BSN Microplus Loan

Get approved loan up to RM250,000 with 9.95% p.a

Interest Rate
5.85%

Monthly repayment
RM 3,265/36 months

Total interest payable
RM 17,550

Total amount payable
RM 117,550

Summary
RM 100,000 for 3 years with interest rate of 5.85per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 250,000

Loan tenure (min to max)
1 – 7 years

Interest rate
Fixed rate of 5.85% – 9.4% per annum

Approval duration

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
Micro, Small and Medium enteprise and Malaysia Registered Company

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.mybsn.com.my/

Maybank Small Business Loan

Get approved loan up to RM3 millions with interest rate as low as 5.0% p.a.

Interest Rate
5.00%

Monthly repayment
RM 3,194/36 months

Total interest payable
RM 15,000

Total amount payable
RM 115,000

Summary
RM 100,000 for 3 years with interest rate of 5.00per annum

Product features

Financing amount (min to max)
RM 50,000 – RM 3,000,000

Loan tenure (min to max)
1 – 3 years

Interest rate
Fixed rate of 5% – 5% per annum

Approval duration

Eligibility

Min. salary requirement
RM 3,000 gross per month

Employment eligibility
All SMEs/SMIs with shareholders funds not exceeding RM10 million

Age requirement (min-max)
18 – 60 years old

The above sources can be found at https://www.maybank2u.com.my/