Kuwait Finance House Home Loan Term Loan


New Base Rate

4.60%(BR + 0.95%)

Bank Interest Rate


Lock In Period


Monthly Repayment

Is a Kuwait Finance House Home Loan Right for Me?

Kuwait Finance House offers Shariah-compliant home financing packages targeted specifically for Islamic baking customers, such as Ijarah Muntahiah Bi Tamlik Asset Acquisition Financing-i, which can be set up as a combination of term loan and overdraft, and Ijarah Mausufah Fi Zimmah Asset Acquisition Financing-I, a variable rate Islamic home financing package, which is particularly designed for financing of under construction properties.

Kuwait Finance House Home Loan entails a no lock-in period. The features of Kuwait Finance House’s home loan packages include a margin of financing of up to 90% and a loan tenure of up to 35 years (in accordance to the latest ruling by Bank Negara Malaysia) or until the borrower reaches the age of 70, whichever is earlier.

Am I Eligible for A Kuwait Finance House Bank Home Loan?

Borrowers must be aged 21 and above.

What Documents Will I Need to Prepare?

For the bank to process your Kuwait Finance House Home Loan application, you will need to provide some supporting documents such as:

* Application Form

* NRIC / Identity Card

* Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer

* Copy of Individual Title Deed

* Property Valuation Report (for completed properties)

* Latest 3 consecutive months of salary slips / vouchers

* Latest 6 consecutive months of commission statement

* Latest EPF statements (with 3 consecutive months or more transaction history)

* Latest EA form

* Latest 6 months Bank Statement

* Letter of Confirmation of Employment and Remuneration