HSBC Amanah Home Loan Flexi Loan

HSBC Amanah offers a flexible Islamic home loan package based on the principle of Diminishing Musharakah. With the Home Smart-i home loan you can make prepayments and withdrawals anytime you want without charges or prior notice. Besides, you can consolidate all your deposits including salary and savings into one HomeSmart-i account and reduce the total amount of payment.

The features of the HSBC Amanah home loan packages include a margin of financing of up to 90% and a loan tenure of up to 35 years (in accordance to the latest ruling by Bank Negara Malaysia) or until the borrower reaches the age of 65, whichever is earlier. With the HSBC Amanah home loan package you can get Takaful Products for complete home and personal protection.

What Documents Will I Need to Prepare?

You will need to provide some supporting documents if you are applying for HSBC Amanah Home Loan to allow the bank to process your application. Some of the documents required are:

* Application Form

* NRIC / Identity Card

* Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer

* Copy of Individual Title Deed

* Property Valuation Report (for completed properties)

* Latest 3 consecutive months of salary slips / vouchers

* Latest 6 consecutive months of commission statement

* Latest EPF statements (with 3 consecutive months or more transaction history)

* Latest EA form

* Latest 6 months Bank Statement

* Letter of Confirmation of Employment and Remuneration