AmBank Home Loan Flexi Loan


New Base Rate

4.75%(BR + 0.65%)

Bank Interest Rate

5 years

Lock In Period


Monthly Repayment

Fees & Charges

Late Penalty Fee – 1% p.a. of the outstanding amount

Withdrawal Fee – RM10.00 for each withdrawal

Processing Fee – RM200.00

Early Settlement Fee – 2% within 3-year retention period

Redemption Letter Fee – RM50.00 per request

Letter for EPF Withdrawal Fee – RM20.00 per request

Insurance Types –

  • Fire Insurance
  • MRTA

Am I eligible for this AmBank home loan?

Minimum annual income – RM24000

Minimum age – 18 years old

Maximum age – 70 years old

Who can Apply –

  • Malaysians
  • Permanent Residents, Foreigners residing in Malaysia with valid working permit