AFFIN ISLAMIC Home Loan Term Loan


New Base Rate

4.76%(BR + 0.81%)

Bank Interest Rate


Lock In Period


Monthly Repayment

Is An AFFIN ISLAMIC Home Financing Right For Me?

AFFIN ISLAMIC offers two innovative home financing packages – Home Invest-i and Home Assist Plus-i. Both packages are part of a new financing product based on Musharakah Mutanaqisah (MM) or Diminishing Partnership.

For those intending to finance less than RM200,000, Home Assist Plus-i from AFFIN ISLAMIC would be the ideal package. The offer includes up to 95% margin-of-financing packages, inclusive of 5% Mortgage Reducing Term Takaful (MRTT) financing. The profit rate on all AFFIN ISLAMIC’s home financing packages are calculated on a daily rest basis.

For property value of RM200,000 and above, you may apply Home Invest-i, and get up to 95% margin-of-financing packages, inclusive of 5% MRTT financing. Applicants may apply for a maximum financing period of 35 years (in accordance to the latest ruling by Bank Negara Malaysia) or up to age 70, whichever comes earlier.

Am I Eligible for AFFIN ISLAMIC Home Financing?

Regardless whether you are a Malaysian citizen or not, you are eligible for this home financing if you are at least 18 years old and looking to get a property worth at least RM100,000. For Home Assist Plus-i, there is a minimum property value of RM200,000 and a minimum financing amount of RM100,000.

What Documents Will I Need to Prepare?

If you have applied for an AFFIN ISLAMIC home financing, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:

* NRIC / Identity Card

* Latest 3 consecutive months of salary slips / vouchers

* Latest 3 months Bank Statement (where salary is credited)

* Latest BE/EA Form

* Booking or Downpayment or Original Sale and Purchase Agreement

* Title Deed (if applicable)

* Six months financing statements from existing bank for refinancing

* Latest EPF Statement

* Employment Letter from employer addressed to Affin Islamic

* Duly completed Application Form