Affin Bank Home Loan Flexi Loan


New Base Rate

4.76%(BR + 0.81%)

Bank Interest Rate


Lock In Period


Monthly Repayment

Is An Affin Bank Housing Loan Right For Me?

Affin Bank offers an innovative home loan package – Home Solution Plus which provides offers a term loan or flexi loan option, depending on your other financial goals. For those looking for more cash flexibility, the Home Flexi Plus package is a combination of a home loan and overdraft financing.

For those borrowing less than RM200,000, Home Assist Plus is Affin Bank’s best package. It also participates in the My First Home Scheme, so if you are a first time home buyer that is looking to get a 100% margin-of-financing loan, you may apply with Affin Bank. The interest on all Affin Bank’s home loans are calculated on a daily rest basis.

Am I Eligible for an Affin Bank Housing Loan?

Regardless whether you are a Malaysian citizen or not, you are eligible for this mortgage if you are at least 18 years old and looking to get a property worth at least RM100,000. For Home Solution Plus, there is a minimum property value of RM200,000 and a minimum loan amount of RM100,000.

What Documents Will I Need to Prepare?

You will need to provide some supporting documents for your Affin Bank mortgage in order to allow the bank to process your home loan application. These documents are listed below:

* Application Form

* NRIC / Identity Card

* Copy of Sales and Purchase or Booking Receipt or Letter of Offer from Developer

* Copy of Individual Title Deed

* Property Valuation Report (for completed properties)

* Latest 3 consecutive months of salary slips / vouchers

* Latest 6 consecutive months of commission statement

* Latest EPF statements (with 3 consecutive months or more transaction history)

* Latest EA form

* Latest 6 months Bank Statement

* Letter of Confirmation of Employment and Remuneration