UOB YOLO Visa

Feature Highlights

  • Get up to 5% cashback on Online, Dining and Contactless categories, plus enjoy other exclusive discounts all year long.
  • Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB YOLO Visa.
  • Receive 0% EPP on your overseas retail purchase with a minimum conversion amount of RM3,000!

Up to 5% Online, Dining, and Contactless Cashback

  • With UOB YOLO Visa, you will not be going to miss out on the latest transportation, online and food trending anymore. You only need to make a minimum of 5 transactions on Online, Dining and Contactless categories combined to earn 5% cashback, capped at RM30 a month. But here’s the catch. For each transaction, you need to spend a minimum amount of RM15. On top of that, the total cashback payout is on a first come first serve basis only because the payout limit is capped at RM160,000 every month.

Fees and Charges

  • RM90 will be charged for primary card holders. It is free during the first year for principal cardholder. The card can be waived when you make 1 retail transaction per month. While RM30 will be charged for supplementary card holders. There will also be a charge of RM25 on each principal and supplementary card upon activation and anniversary date as a Sales and Service Tax.

Are You Eligible For The UOB YOLO Visa Card?

  • Anybody can apply for the UOB YOLO Visa Card with a minimum annual income of RM36,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for supplementary card holders.

The above sources can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM90 for primary card holders and RM30 for supplementary card holders.

Cashback

  • Perform at least 5 transactions on Online, Dining and Contactless categories in a month, with a minimum spend of RM15 on each category per transaction to earn 5% cashback, capped at RM30 per month (combined).

Balance Transfer

  • Enjoy low interest rates and flexible tenures up to 18 months when you transfer a minimum of RM1,000 credit card outstanding balance to UOB YOLO Visa.

Easy Payment Plans

  • Convert your purchases made at participating merchants with UOB Instalment Payment Plan to enjoy interest-free instalment for up to 36 months. Also, enjoy 0% EPP on your overseas retail purchase with a minimum conversion amount of RM3,000!

Card Information

      • Min. Monthly Income
        RM3,000
      • Min. age for principal holder
        21 and above
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    12 months 0% p.a. and no one-time upfront handling fee RM1,000
    18 months 0% p.a. and no one-time upfront handling fee RM1,000
    24 months 0% p.a. and no one-time upfront handling fee RM1,000
    36 months 0% p.a. and no one-time upfront handling fee RM1,000