UOB Visa Basic Card – MyFinance

UOB Visa Basic Card

Feature Highlights

A basic Visa credit card that fulfilled your needs and is packed with affordable and flexible credit lines, and fee waiver every month upon transaction.
Enjoy Fee Waiver on monthly fee of RM6 for every retail transaction made in a statement month. No minimum spend is required!
Get up to 0% interest on 3-month Overseas Easi-Payment Plan with a minimum conversion of RM3,000.

Benefits & Features

Annual Fee Waiver

UOB Basic Visa Card has a monthly fee of RM6.00, which can be waived when you make one retail transaction (no minimum amount) in a statement month. Bear in mind that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card. For supplementary cardholders, the annual fee is at RM30.

Fees and Charges

RM75 will be charged for primary card holders. The card can be waived when you made 1 retail transaction every month while RM30 will be charged for supplementary card holders.

Are You Eligible For The UOB Visa Basic Card?

Anybody can apply for the UOB Visa Basic Card with a minimum annual income of RM24,000. The individual must be at least 21 years old and above to hold a primary card.

The above sources can be found at https://ringgitplus.com/en/

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

RM72

Redeem Rewards

Premium

Enjoy Fee Waiver on monthly fee of RM6 for every retail transaction made in a statement month. No minimum spend is required!

Easy Payment Plans

Convert your purchases made at merchants with UOB flexi payment plan to enjoy interest rate from as low as 0% for up to 36 months. Enjoy 0% interest on 3-month Overseas Easi-Payment Plan with a minimum conversion of RM3,000.

UOB Instalment Payment Plan

Shop your desired items with UOB 0% Instalment Payment Plan when you shop at any UOB 0% IPP merchant outlets!

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM2,000
  - Min. age for principal holder
    
    21 and above

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
12 months	0% p.a. and no one-time upfront handling fee	RM1,000
18 months	0% p.a. and no one-time upfront handling fee	RM1,000
24 months	0% p.a. and no one-time upfront handling fee	RM1,000
36 months	0% p.a. and no one-time upfront handling fee	RM1,000