Standard Chartered Gold MasterCard

Feature Highlights

  • Basic credit card
  • No annual fee for life
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Enjoy your Evergreen Credit Card

  • This card that provides basic function of credit card

Fees and Charges

  • Annual fee free for life. This card is not available as a supplementary card. Interest rate for this card comes in the average market tiers of 15%, 17% and 18% per annum. For cardholders that make prompt minimum monthly repayment to their outstanding balance (usually 5% of the outstanding balance or RM50, depending on which is higher), you will enjoy a 15% per annum interest rate. When you miss one or two of the monthly repayments (in 12 months), you will be subjected to interest rate of 17% per annum. 18% per annum interest rate will be charged on your outstanding credit card balance, if you miss more than 2 months of monthly repayments in a period of 12 months. Any late payments will result in a late payment penalty of RM10 or 1% of outstanding amount; which ever is higher (up to RM100).

Are You Eligible For The Standard Chartered JustOne Gold MasterCard

  • Your minimum monthly income will need to be RM2,000 and you need to be at least 21 years old to apply for this card.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Cashback Gold MasterCard and Public Bank Visa Gold Credit Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!

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Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (FREE for life)


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Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met