SMEmerge Start-Up Financing

Approved financing amount of up to RM300,000, No collateral required

Interest Rate

Monthly repayment
RM 3,324/36 months

Total interest payable
RM 19,680

Total amount payable
RM 119,680

RM 100,000 for 3 years with interest rate of 6.56per annum

Product features

Financing amount (min to max)
RM 100,000 – RM 300,000

Loan tenure (min to max)
3 – 7 years

Interest rate
Fixed rate of 6.56% – 8.91% per annum

Approval duration


Min. salary requirement
RM 0 gross per month

Employment eligibility
Classification of SME as defined by National SME Development Council/SME Corporation

Age requirement (min-max)
21 – 50 years old

The above sources can be found at