Public Islamic Bank MasterCard Gold Credit Card-i

Feature Highlights

  • No frills Islamic credit card that gives competitive cash rebate on shop spending.
  • 0% balance transfer plan and many banking benefits.
  • Most importantly, there is a 2% cashback for groceries.

0% Balance Transfer Plan

  • Do you own multiple credit cards? Why not transfer all of your other outstanding balances into a flexible instalment plan instead? With Public Bank’s 0% Balance Transfer Plan, you may convert your outstanding balances from different credit cards and enjoy ZERO management fee and a 6-month instalment plan. You just have to make sure that the outstanding balances reach RM1,000 or above before being eligible for this balance transfer plan.

Fees and Charges

  • It is RM150 for primary card holders with the first year being free of charge. It can be waived when you swipe 12 times for subsequent years. On the other hand, RM100 is charged for supplementary card holders.

Are You Eligible For The Public Islamic Bank MasterCard Gold Credit Card-i.

  • Anybody can apply for the Public Islamic Bank MasterCard Gold Credit Card-i if you are earning a minimum annual income of RM24,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • Earn 2% cashback on grocery purchases, credited into your account every month, capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts). Activate your new credit card and get rewarded with 50% cashback on your first grocery transaction, valid till 31 July 2021. Terms and conditions apply.


  • Every month, 0.1% of your dining spending will automatically be donated to the Yayasan Waqaf, capped at RM100 per monthly statement cycle.

Balance Transfer

  • Take advantage of savings and flexibility when you transfer your outstanding credit card debts of RM1,000 or above to Public Bank credit card to benefit from ZERO management fee and a 6-months instalment plan.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder