Public Bank World MasterCard Credit Card

Feature Highlights

  • Earn up to 3x complimentary Plaza Premium Lounge Access and free travel insurance.
  • Enjoy 50% discount for Will and Wasiat Writing service fee
  • Love online shopping? Protect your goods with e-Commerce Purchase Protection of up to USD200 per claim annually.

Air Miles Redemption

  • If you are a frequent flyer, then this premium travel credit card is the right one for you.┬áPublic Bank World MasterCard Credit Card is a reward credit card that gives Air Miles upon retail transactions at a fair conversion rate. For every Ringgit swiped overseas and locally, you earn 3x Air Miles and 1x Air Mile respectively.

Fees and Charges

  • It is free for life for both primary and supplementary card holders.

Are You Eligible For The Public Bank World MasterCard Credit Card

  • Anybody can apply for the Public Bank World MasterCard Credit Card if you are earning a minimum annual income of RM100,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • Complimentary 3x access to Plaza Premium Lounge in Malaysia in a year, and a free travel insurance worth RM500,000, including claims for travel inconveniences caused by delayed or missed flight and delayed or lost luggage.

Air Miles

  • For every overseas retail purchase, you get to earn 3x Air Miles Points, while local retail purchase gets you 1x Air Miles Point for every Ringgit spend. For every 8,500 Air Miles collected, you can redeem with 1,000 Enrich Miles or 2,000 AirAsia BIG Points.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    Free for life.