Public Bank Visa Commercial Card

Feature Highlights

  • Enjoy a low upfront interest starting from 1.5% interest for up to 48-month balance transfer.
  • Give yourself and your company a controlled line of credit for efficient cash flow management only for registered public and private companies.
  • We provide our customers with various travel and purchase protection!

Full Travel Protection

  • Flying in clients calls for lots of preparation and anxiety, so why not fly your marketing team all the way to them! Not to worry, the Public Bank Visa Commercial has got you covered with Travel Insurance Protection for you and your employees for up to RM1 Million, encompassing accidents and inconvenience experienced during the course of your trip.

Fees and Charges

  • It is RM150 for primary card holders with the first year being free of charge.

Are You Eligible For The Public Bank Visa Commercial Card.

  • Any business can apply for the Public Bank Visa Commercial Card if the business is earning a minimum annual income of RM100,000 and is 21 years old and above to apply as principal card holder.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    18% p.a.
  • Annual Fee


  • Free Automatic Travel Insurance of up to RM1 Million when charging your travel arrangements to this credit card. Claim for inconvenience due to luggage delay, luggage loss, flight delay, missed connecting flight, trip cancellations and repatriation expenses.


  • The ability to control credit card usage by employees by imposing spending limits controls, including control on the number of transactions done anytime and anywhere.

Balance Transfer

  • Enjoy a low upfront interest starting from 1.5% interest for up to 48-month balance transfer. Minimum credit balance transfer is RM1,000.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
  • Finance charges
    6 months 1.5% one-time upfront handling fee RM1,000
    9 months 2% one-time upfront handling fee RM2,000
    12 months 3% one-time upfront handling fee RM1,000
    24 months 5.5% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
    48 months 9.5% one-time upfront handling fee RM5,000