Public Bank Quantum Visa Card – MyFinance

Public Bank Quantum Visa Card

Feature Highlights

A free-for-life card promises 5% cashbacks and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere.
Enjoy 50% discount for Will and Wasiat Writing service fee
Love online shopping? Protect your goods with e-Commerce Purchase Protection of up to USD200 per claim annually.

Benefits & Features

Cashback

Do you like the idea of getting back your money after spending it? Well, Public Bank Quantum Visa credit card gives you 5% cashback on every contactless transaction. Take your Quantum Visa whenever you plan to watch movies or attend concert or shopping at Robinson, Parkson, AEON, Isetan etc because you can enjoy significant savings up to RM30 every month.

Fees and Charges

It is free for life for both primary and supplementary card holders.

Are You Eligible For The Public Bank Quantum Visa Card.

Anybody can apply for the Public Bank Quantum Visa Card if you are earning a minimum annual income of RM36,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.pbebank.com/

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

Free

Redeem Rewards

Cashback

Every contactless transaction, you earn 5% cashback, which is capped at RM30 per month.

Premium

Get a complimentary Public Bank Quantum MasterCard credit card when you sign up for this credit card – because two is better than one! Enjoy 50% discount for Will and Wasiat Writing service fee. Love online shopping? Protect your goods with e-Commerce Purchase Protection of up to USD200 per claim annually.

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM3,000
  - Min. age for principal holder
    
    21 and above
  - Min. age for supplementary holder
    
    18 and above

Fee for supplementary holder

Free for life.

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
6 months	1.5% one-time upfront handling fee	RM1,000
9 months	2% one-time upfront handling fee	RM2,000
12 months	3% one-time upfront handling fee	RM1,000
24 months	5.5% one-time upfront handling fee	RM2,000
36 months	7% one-time upfront handling fee	RM3,000
48 months	9.5% one-time upfront handling fee	RM5,000