Public Bank Quantum Master Card

Feature Highlights

  • Have no annuals fee for life.
  • 5% cashbacks on online transactions capped at RM30 per month.
  • Earn up to 2x VIP Points for overseas retail spend.


  • Don’t forget to use your Quantum MasterCard when you shop online as you can get 5% cashback, capped at RM30 per month.

Fees and Charges

  • It is free for life for both primary and supplementary card holders.

Are You Eligible For The Public Bank Quantum Master Card.

  • Anybody can apply for the Public Bank Quantum Master Card if you are earning a minimum annual income of RM36,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee

Double Quantum Cards

  • More good news for those wishing to sign up for Public Bank Quantum MasterCard today as you will get a complimentary Public Bank Quantum Visa credit card upon approval. Isn’t two is better than one?

5% Cashback

  • Do you like the idea of getting back your money after spending it? Well, Public Bank Quantum MasterCard credit card gives you 5% cashback on every online transaction. Do you know that you can enjoy significant savings on your spending through cash rebate, which is sort of a refund in small percentage credited back into your credit card? All you need to do is spend, spend and spend! If Online Shopping is your biggest forte, then Public Bank Quantum MasterCard is the right choice for these indulgences. For every Ringgit spent on the category, you earn 5% cashback, capped at RM30 per month.


  • Get a complimentary Public Bank Quantum Visa credit card when you sign up for this credit card – because two is better than one! Love shopping? Get your goods protected with e-Commerce Purchase Protection of up to USD200. Enjoy 50% discount on Will and Wasiat Writing service fee.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    Free for life.
  • Finance charges
    6 months 1.5% one-time upfront handling fee RM1,000
    9 months 2% one-time upfront handling fee RM2,000
    12 months 3% one-time upfront handling fee RM1,000
    24 months 5.5% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000
    48 months 9.5% one-time upfront handling fee RM5,000