Public Bank Petron Visa Gold Credit Card

Feature Highlights

  • Up to 5% cashback at any petron station
  • Get 0.5% cashback for any retail transaction
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Save More For Petrol

  • With Petron Visa Gold Credit Card, you will receive up to 5% cashback when you purchase fuel or non-fuel product at any Petron station in Malaysia. The cashback will be determined by the amount you spent at Petron station. If you spend less than RM100, you will get to enjoy 0.5% cashback. If you spend between RM100 to RM200, you will get 1% cashback. To get 2% cashback, you will need to spend between RM200 to RM500. Moreover, you will be entitled for 3% cashback if you spend between RM500 to RM800. Enjoy the highest tier of cashback, get 5% cashback for spending more than RM800 per month. On the other hand, you can also get to enjoy 0.5% cashback when you charge any other retail transaction to your card. Join the balance transfer programme if you wish to switch from your existing card. You can now save more to repay your outstanding balances at 0% for the first 6 months after card approval.

Fees and Charges

  • You will get to enjoy annual fee waiver for life for principal and supplementary cards. Interest will be charged at 15% if you able to make prompt minimum payment for 12 consecutive months. Interest charge will be 17% if you make minimum payment for 10 out of 12 consecutive months. Or else, you will be charged for 18% of interest if none of the above met. The minimum monthly payment is computed as 5% of outstanding balance or RM50, whichever is higher. For any late payment, you will be charged for RM10 or 1% of outstanding balance, whichever is higher, with maximum charge of RM100. For withdrawing cash, you will be charged for RM20 or 5% of withdrawn amount, whichever is higher.

Are You Eligible For The Public Bank Petron Visa Gold Credit Card?

  • To be entitled for Public Bank Petron Visa Gold Credit Card, your minimum monthly income must be RM2,000 and above, and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Gold Credit Card and Standard Chartered JustOne Gold MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!

The above souces can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 0.5% cashback for groceries expenses

Shopping

  • 0.5% cashback for groceries expenses

Groceries

  • 0.5% cashback for groceries expenses

Entertainment

  • 0.5% cashback for groceries expenses

Petrol

  • 0.5% cashback for spending of less than RM100
  • 1% cashback for spending between RM100 to RM200
  • 2% cashback for spending between RM200 to RM500
  • 3% cashback for spending between RM500 to RM800
  • 5% cashback for spending of more than RM800

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met