With Public Bank Executive MasterCard Credit Card, you will be able to earn 1 Premium points from all retail spending such as petrol, dining, entertainment, groceries and shopping. Furthermore, since this card is accepted all across the world, you will be automatically insured up tp RM300,000 if you charge you tickets with this card and you will be able to claim for inconvenience due to luggage delay, luggage loss or many more. You can enjoy swiping this card now as it is the first ever translucent EMV-Chip MasterCard in the world to sport 5 colors in 1 such as Lavender, Pink, Turquoise, Grey or Green.
Fees and Charges
There will be an annual fee of RM93.28 for the principal card and for the supplementary card it is RM50.88. For the Premium Points it will expire in 3 years time from the month it was collected. Moreover, to enjoy a low finance charge of 15% per annum with the Public Bank Executive MasterCard Credit Card, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct a balance transfer from your current existing credit card, you will be charged with the finance charges of 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above
Are You Eligible For The Public Bank Executive MasterCard Credit Card?
To be eligible to apply for the Public Bank Executive MasterCard Credit Card, you will need to be at least 21 years old with the minimum monthly income of RM2,000 for the principal card and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Classic Credit Card and RHB Platinum Business Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!
15% p.a. – prompt payment for 12 consecutive months
17% p.a. – prompt payment for at least 10 out of 12 months
18% p.a – if any of the above is not met