OCBC Titanium MasterCard (Blue/Pink)

Feature Highlights

  • Earn 1% cashback on all online transactions and overseas spending
  • Earn 0.1% cashback on all other retail transactions
  • No cap on rebates
Apply Now

Cashback Everywhere!

  • As an OCBC Titanium Mastercard (Blue/Pink) cardholder, you will get 1% cashback every month on online transactions and overseas spend. Earn 0.1% cashback on all other retail spending.

Other Features

  • This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

  • This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC MasterCard(Blue/Pink)?

  • To apply for OCBC MasterCard (Blue/Pink), the minimum monthly income required is RM2000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC MasterCard Silver and Maybank MasterCard Gold, which may match your requirements.
  • If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    18% p.a.
  • Annual Fee
    Free (Free for life)



  • Earn 0.1% cashback on dining transactions


  • Earn 0.1% cashback on groceries transactions


  • Earn 1% cashback on online shopping
  • Earn 0.1% cashback on all other retail shopping


  • Earn 0.1% cashback on petrol transactions


  • Earn 0.1% cashback on entertainment transactions

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met