OCBC Master Card Pink

Feature Highlights

  • Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.
  • Receive uncapped 1% cash rebate on your online transaction and overseas spending
  • Enjoy 0.1% cash rebate on all other retail spending. The cash will be credited into your card account every month.

Personal Financial Planner

  • If you’ve just gotten your first full-time job, and have been entrusted with the responsibility of moving out of your parents’ house, what better way to manage your finances than by using a line of credit? You don’t have to take time off your busy schedule to personally make bill and cheque payments, so let your OCBC credit card do that for you. With the OCBC PayMaster auto-debit system, have all your monthly bills and loan repayments paid automatically. Saves you both the time and hassle. Thankfully, OCBC will provide you the luxury to convert your RM3,000 designer bag into interest free monthly installments for up to 20 months, on top of having a 20-day interest free period from the day of purchase.

Fees and Charges

  • Annual Fee is free for life for both primary and supplementary card holders! Sales and Service Tax will be charged with RM25 on each principal and supplementary card upon activation and anniversary date.

Are You Eligible For The OCBC Master Card Pink?

  • Anybody can apply for the OCBC Master Card Pink with a minimum annual income of RM36,000. The individual must be at least 21 years old and above to hold a primary card. Supplementary card applicants must be age 18 and above.

The above sources can be found at https://www.ocbc.com.my/group/group-home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

Cashback

  • No matter if you’re making payments locally or abroad, you will receive uncapped 1% cash rebate on your online transaction and overseas spending as well as 0.1% cash rebate on all other retail spending. The cash will be credited into your card account every month.

Balance Transfer

  • For as low as 1.88% p.a., you can transfer your credit card debt from other banks’ credit card to your brand new OCBC card. Your outstanding balance needs to be at least RM1,000.

Easy Payment Plans

  • OCBC Easy Instalment Plan – Convert your big purchases into smaller easy instalments over 5, 10, or 20 months. Call OCBC within 15 days of purchase to enjoy interest free monthly instalments.

Card Information

      • Min. Monthly Income
        RM3,000
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    Free
  • Finance charges
    PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
    5 months 4% one-time upfront handling fee RM1,000
    10 months 6% one-time upfront handling fee RM1,000
    20 months 7% one-time upfront handling fee RM1,000