OCBC Master Card Blue

Feature Highlights

  • Feel the steely confidence of the OCBC Master Card Blue. Uncapped up to 1% cash rebate on all your retail spending and an annual fee that’s waived for life.
  • Receive unlimited1% cash rebate on your online transaction and overseas spending
  • Enjoy 0.1% cash rebate on all other retail spending. The cash will be credited into your card account every month.

Great Financial Manager

  • The OCBC PayMaster is an auto-debit system, giving you the convenience of having all your monthly service and utility bills paid directly via your OCBC MasterCard Blue. When you make a retail purchase either for a brand new laptop or sound system, you will enjoy a 20-day interest-free payment period. Additionally, spend at participating outlets with easy installment plans at 0% interest.

Fees and Charges

  • Annual Fee is free for life for both primary and supplementary card holders! Sales and Service Tax will be charged with RM25 on each principal and supplementary card upon activation and anniversary date.

Are You Eligible For The OCBC Master Card Blue?

  • Anybody can apply for the OCBC Master Card Blue with a minimum annual income of RM36,000. The individual must be at least 21 years old and above to hold a primary card. Supplementary card applicants must be age 18 and above.

The above sources can be found at https://www.ocbc.com.my/group/group-home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • Receive unlimited 1% cashback everyday for all your online transaction and overseas spending. Also, the cash rebate on all other retail spending is 0.1%. Amount will be credited into your card account every month.

Balance Transfer

  • Stop wasting your hard-earned cash on interest payments! Transfer your credit card debts to your OCBC credit card at a low 1.88%. Your outstanding balance needs to be at least RM1,000.

Easy Payment Plans

  • Own what you want, when you want! Enjoy upfront interest as low as 4% with OCBC Easy Payment Instalment Plan. Split your repayments over 5, 10, or 20 months. Just call OCBC within 15 days of purchase!

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
  • Finance charges
    5 months 4% one-time upfront handling fee RM1,000
    10 months 6% one-time upfront handling fee RM1,000
    20 months 7% one-time upfront handling fee RM1,000