OCBC Great Eastern Platinum

Feature Highlights

  • RM100,000 insurance coverage on death or TPD in the first year
  • 12 months 0% Auto Instalment Payment Plan for Great Eastern insurance premium
  • 24-hour concierge service
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Cashback and Insurance

  • As an OCBC Great Eastern Platinum cardholder, you will enjoy FREE RM100,000 insurance coverage on death or total and permanent (TPD) disability for principal cardholder in the first year. Spend RM10,000 and above on total retail spending in the current year to enjoy subsequent coverage renewal in the following year.

Fees and Charges

  • This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC Great Eastern Platinum?

  • To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Platinum MasterCard and Hong Leong Essential Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free for life)

 

Dining

  • 20-day interest-free period from billing date

Insurance / Health

  • RM100,000 insurance coverage on death or TPD
  • Spend RM10,000 and above on retail spending in the current year to enjoy subsequent coverage renewal in the following year for FREE

Shopping

  • 20-day interest-free period from billing date

Petrol

  • 20-day interest-free period from billing date

Groceries

  • 20-day interest-free period from billing date

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    No Annual Fee
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met