OCBC Cashflo MasterCard

Feature Highlights

  • Enjoy annual fee waiver for first 3 years and let it converts your shopping expenses into a 0% installment plan.
  • Earn 0.5% unlimited cash rebate on your total retail spending with OCBC Cashflo MasterCard, no minimum spending is required!
  • Convert a minimum of RM500 into a 0% Auto-IPP (Installment Payment Plan) to enjoy low and affordable monthly installment up to 12 months.

0% Auto-IPP

  • So…you have purchased a big-ticket item but do not have enough cash to repay your credit card. What’s more, the 20-day interest free period is almost running out! Don’t fret as OCBC Cashflo MasterCard is equipped with a 0% Auto-IPP (Installment Payment Plan) with minimum spending of RM500. You can select to repay your outstanding balance in 3, 6 or 12-month installments; the longer the tenure, the smaller the installment amount.

Fees and Charges

  • RM188 will be charged for primary card holders. It will be free during the first 3 years for new customers and those who don’t own any OCBC card for 12 months whereas RM68 will be charged for supplementary card holders.

Are You Eligible For The OCBC Cashflo Master Card?

  • Anybody can apply for the OCBC Cashflo Master Card. The individual must be at least 21 years old and above to hold a primary card. Supplementary card applicants must be age 18 and above.

The above sources can be found at https://www.ocbc.com.my/group/group-home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM188

Cashback

  • Earn 0.5% unlimited cash rebate on your total retail spending with OCBC Cashflo MasterCard, no minimum spending is required!

Travel

  • Travel the world with peace of mind. Just reach out to OCBC 24-hour concierge at 1800-80-6429 to take advantage of a personalized service that answers all your travel queries.

Auto Bill Payment

  • Simplify all your service and utility bill payments via OCBC PayMaster for more convenience. All you have to do is register your OCBC Cashflo MasterCard as a primary payment tool and let your credit card does all your bill payment on time via auto debit.

Card Information

      • Min. Monthly Income
        RM3,000
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    RM68