OCBC 365 MasterCard

Feature Highlights

  • Earn 1% cashback on all retail transactions up to RM1000
  • Earn 0.5% cashback on all retail transactions on subsequent spend above RM1000
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Cashback Everywhere!

  • The OCBC 365 Mastercard gives you 1% cashback up to RM1000 on all retail transactions across groceries, travel, dining, shopping and dining. Cardholders are also entitled to a 0.5% cashback on subsequent spending above RM1000 across the fields as the above.

Fees and Charges

  • The annual fee for this card is free for the first year, then RM100 annually for the principal holder and RM50 for the supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC 365 MasterCard?

  • To apply for OCBC 365 MasterCard, the minimum monthly income required is RM2000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Great Eastern MasterCard and OCBC MasterCard Silver, which may match your requirements.
  • If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

The above sources can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM100.00 (Waived for first year)

 

Dining

  • 1% cashback up to RM1000
  • 0.5% cashback on subsequent spend above RM1000

Travel

  • 1% cashback up to RM1000
  • 0.5% cashback on subsequent spend above RM1000

Shopping

  • 1% cashback up to RM1000
  • 0.5% cashback on subsequent spend above RM1000

Petrol

  • 1% cashback up to RM1000
  • 0.5% cashback on subsequent spend above RM1000

Groceries

  • 1% cashback up to RM1000
  • 0.5% cashback on subsequent spend above RM1000

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    RM50 Waived for first year
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met