Maybank Islamic MasterCard Ikhwan Gold Card

Feature Highlights

  • 5% cashback on petrol (Friday and Saturday only)
  • 5% cashback on groceries (Friday and Saturday only)
  • 1 TreatsPoint for every RM1 spent

Every Single Ringgit You Spent Worth A TreatsPoint

  • You will be rewarded with TreatsPoints in return for every RM1 you charge to this card. Earn 1 TreatsPoint for every RM1 spent in Malaysia or abroad. The more you spend, the more TreatsPoints you earn. This card comes with an additional benefit, where you will get 5% cashback if you purchase fuel at any petrol service station on Friday and Saturday! Not only that, you will the 5% cashback too if you do your groceries on Friday and Saturday! What’s more, Maybank will contribute 0.1% of your spending to Islamic Relief Malaysia and MERCY Malaysia. With this card, One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) – non exchangeable / transferable. Spend retail transaction of RM200 minimum in a single receipt. Every RM200 and above spend in a single receipt equivalent to 1x Entry.

Fees and Charges

  • You need not to pay for the annual fee to renew your principal and/or supplementary card. You will be entitled to the lowest tier of finance charge, 15% per annum, if there is good prompt payment performed for the 12 consecutive months. You will on the second tier for the interest charge, which 17% per annum, if prompt payment is made for 10 out of 12 months. Otherwise, you will be charged on the highest tier, which 18% per annum. Minimum monthly payment is computed as RM25 or 5% of statement balance, whichever is greater. You will be penalized on late payment charge if no prompt payment is made by the payment due date, it will be higher of RM10 or 1% of outstanding balance, whichever is greater. For any cash withdrawal, you will need to pay RM18 or 5% of cash withdrawn amount, whichever is greater.

Are You Eligible For The Maybank Islamic MasterCard Ikhwan Platinum Card?

  • To apply Maybank Islamic MasterCard Ikhwan Platinum Card, your monthly income must at least RM5,000 per month, and you must be at least 21 years old and above. Supplementary card applicants must be age 18 and above.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Ikhwan Infinite Card and BSN UUM-BSN Platinum Credit Card-i, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • 5% cashback on petrol ((Friday & Saturday only))
  • Earn 1 TreatsPoint for every RM1 spent locally and abroad


  • 5% cashback on groceries ((Friday & Saturday only))
  • Earn 1 TreatsPoint for every RM1 spent locally and abroad


  • Earn 1 TreatsPoint for every RM1 spent locally and abroad


  • Earn 1 TreatsPoint for every RM1 spent locally and abroad


  • Earn 1 TreatsPoint for every RM1 spent locally and abroad

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met