With Mach Signature Credit Card, for every RM3 that you spent locally or for every RM2 that you spent overseas, you will be able to get 1 MAS Enrich Miles. This travel miles reward apply to key spending categories such as when you wine and dine in a restaurant, watch a movie in the cinema, buy your groceries for the week, shop for new clothes, electronic gadgets or furniture, and pay your bills. This card also allows you to enjoy the Plaza Premium Lounge in airport twice a year for free (for the first year); allowing you to wait for your flight in a relaxed atmosphere. On top of that, you will also get to enjoy preferential foreign exchange rates; allowing you to save more money than everyone else when you travel. Being a “travel-focused card”, it also comes with Travel Accident and Inconvenience Insurance coverage not only for you but also for your dependents. To top all the above benefits, is the privilege of having access to Visa and CIT travel desks for concierge service and personalised travel packages.
Fees and Charges
Annual fee for Mach Signature Credit Card is waived by the bank for both the principal and supplementary cardholder. However for supplementary cardholder, the waiver only applies for the first three supplementary cardholders. The lowest interest rate that comes with this card is 15% per annum which will require the cardholder to make consistently prompt minimum monthly repayments. Missing out on a month or two will result in the interest rate to go up to 17% per annum. Anything beyond that, will see the outstanding balance of the card be charged with 18% per annum interest that is compounded daily. On top of that, there is the late payment penalty which can go up to a maximum of RM100.
Are You Eligible For The Mach Signature Credit Card?
Application for this card will require the individual to have a minimum income of RM8,334 and to be at least 21 years old. Application requirement for the supplementary cardholder will only require the individual to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Mach Visa Credit Card and Maybank Visa Classic, which may match your requirements.
If you prefer to broaden your credit card search, review more Mach credit cards and start comparing today!
15% p.a. – prompt minimum payment for 12 consecutive months
17% p.a. – prompt payment for at least 10 out of 12 months
18% p.a – if any of the above is not met
