HSBC Premier Travel Credit Card – MyFinance

HSBC Premier Travel Credit Card

Feature Highlights

Enjoy up to 12 complimentary visits at Plaza Premium Lounge for primary cardholder, and Wallet Protection Insurance and e-Commerce protection by MasterCard.
Get Grab complimentary rides with a minimum spend of RM2,500 per transaction on airline ticket(s),
Splurge on your favorite backpacking gears, and earn Air Miles with a host of travelling benefits and privileges now!

Benefits & Features

Complimentary Airport Lounge Access in 19 Countries

Enjoy 12 complimentary access to airport lounges in 19 countries including Australia, Brazil, Hong Kong, Canada, Malaysia, Indonesia, Saudi Arabia, Italy and Singapore. Click here for the full list of eligible Plaza Premium Lounges.

Fees and Charges

ThisHSBC premium travel credit card charges you zero annual fee for the first year, and RM600 per annum after. However, the annual fee can be waived when you spend more than RM45,000 annually. What’s more, supplementary card holders will not be charged with any annual fee!

Are You Eligible For The HSBC Premier Travel Credit Card?

Only HSBC Premier Account members with min. RM200,000 in total relationship balance with HSBC can apply for the HSBC Premier Travel Credit Card if you are earning a minimum annual income of RM36,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.hsbc.com.my/

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

Free

Redeem Rewards

Air Miles

Earn 1.1 Air Miles for every RM1 spend overseas, capped at 20,000 Air Miles; whereas 1 Air Mile for every RM4 spend locally, capped at 30,000 Air Miles per calendar month. You can also convert Air Miles to cash back into Premier Junior Savers Account!

Travel

12 complimentary visits at Plaza Premium Lounge for primary cardholder, and Wallet Protection Insurance and e-Commerce protection by MasterCard.

Premium

Enjoy Grab complimentary rides with a minimum spend of RM2,500 per transaction on airline ticket(s), unlimited WiFi via Boingo at over 1 million hotspots worldwide, discounts at Agoda and Expedia, and World MasterCard Benefits.

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM3,000
  - Min. age for principal holder
    
    21 and above
  - Min. age for supplementary holder
    
    18 and above

Fee for supplementary holder

Free for life.

Finance charges

0% p.a. – no one-time upfront handling fee with a minimum spent of RM500 for 6 months
0% p.a. – no one-time upfront handling fee with a minimum spent of RM1,000 for 12 months
0% p.a – no one-time upfront handling fee with a minimum spent of RM1,500 for 18 months

0% p.a – no one-time upfront handling fee with a minimum spent of RM2,000 for 24 months