HSBC Platinum Mastercard

Feature Highlights

  • Earn 8x Reward Points on all contactless spend* (local retail)
  • Earn 5x Reward Points on Online*, Groceries & Overseas Spend
  • *Online merchants Lazada, Shopee, Grab, Zalora, Happyfresh, Fave, Malindo Air, Hermo and Klook
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Shopping And Rewards, Best Of Both Worlds!

  • HSBC Visa Platinum Credit Card offers best of both worlds, whether you prefer contactless retail payments or Online shopping, earn reward points for both. On all local contactless spend like Mastercard, VisaPay & Tap&GoTM or Samsung pay, you can avail 8x. In additional you can also avail 5x reward points Online, Groceries, Overseas Spend Online purchases from Grab, Lazada, Shopee, Zalora, Fave & HappyFresh . You can also get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Visa Platinum cards with HSBC ‘s home&Away.

Fees and Charges

  • There is no annual fee if you make at least 12 swipes a year, otherwise, it is RM240. But for supplementary card, a fee of RM120 will be incurred. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Latest Promotion on your New HSBC Card:

  • a) Cash Back Promotion : New Primary HSBC Credit Cardholders : Enjoy attractive cash back deals from you new HSBC cards, when you Activate get RM25 cash back and RM225* on spend of RM1500 within 60 days of your welcome letter.b) Special Year end offer for New to Bank customers: Avail Cash for a fun-filled vacation, wedding plan or any other life goals with your new HSBC Credit Card get up to RM12,000 at 0% interest for 12 months,T&C apply

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Swipe at least once for 12 consecutive months or else RM240.00)



  • Avail 8x reward points for every RM 1 spent locally on Mastercard Tap&GoTM, Visapay or Samsung pay contactless payment
  • Avail 5x reward points for every RM1 Spend online* Select Merchants


  • Enjoy 8x Reward Points for every RM 1 spend from local contactless payments*
  • Enjoy 5x Reward Points for every 1 spent online select merchants


  • 5x Reward Points for every RM1 spent online* Select merchants


  • Get 8x Reward Points for every RM1 spent locally on Contactless Payments like VisaPay,Mastercard Tap&GoTM or Samsung pay
  • Get 5x Reward Points for every RM1 spent online* select merchants

Card Information

    • Min. Monthly Income
    • Min. age for principal holder
    • Min. age for supplementary holder
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met