HSBC Advance Visa Platinum Credit Card

Feature Highlights

  • 3x Rewards Points on online purchase, standing instruction or auto-billing
  • 1x Rewards Points on all other spending
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Exclusive Privileges And Discounts!

  • HSBC Advance Visa Platinum Credit Card offers 1 Reward Points for every RM 1 on retail spending. Apart from that, privileged benefits and rebates are available for you at many shopping outlets nationwide. This card also comes with insurance coverage including Automatic Flight and Travel Accident and Purchase Protection Cover.

Fees and Charges

  • For this card, there is no annual fees. It is free for life including for the supplementary cards. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for late payment penalty, the amount charged is 1% of your outstanding balance, up to a maximum of RM100.

Are You Eligible For The HSBC Advance Visa Platinum Credit Card

  • To apply for HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance account holder with a minimum income of RM3,000. On top of that, you need to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Kad Kredit-i Advance Visa Platinum and UOB Preferred Platinum Card, which may match your requirements.

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Spend at least once monthly for consecutive 12 months period)

 

Dining

  • 1 Reward Point for every RM1 spent

Entertainment

  • 1 Reward Point for every RM1 spent

Shopping

  • 3 Reward Points for online purchases
  • 1 Reward Point for every RM1 spent otherwise

Petrol

  • 1 Reward Point for every RM1 spent

Groceries

  • 3 Reward Points for online purchases
  • 1 Reward Point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM3,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    Free of charge
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met