Hong Leong The Store and Pacific Platinum

Feature Highlights

  • Up to 6% cashback on retail spending at The Store and Pacific
  • Shopping and travel privileges
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Better Shopping Experience At The Store and Pacific, Now!

  • Hong Leong The Store and Pacific Platinum helps you save up with the maximum 6% cashback it offers on the purchases at The Store and Pacific. Apart from that, it provides a variety of benefits ranging from gift vouchers to member price on seleted items while shopping at other merchants gives you a 0.5% cashback. This card comes with complimentary Travel Insurance and Inconvenience Coverage and a Touch ‘n Go Zing Card.

Fees and Charges

  • With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM318. For supplementary card, a fee of RM159 will be incurred. There is unlimited amount for 0.5% cashback but as for the 6% cashback, it is limited at RM75 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong The Store and Pacific Platinum

  • To apply for Hong Leong The Store and Pacific Platinum, you need a minimum income of RM5,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Gold Card and Citibank Rewards Platinum Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

The above sources can be found at https://www.hlb.com.my/en/personal-banking/home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM300.00 (Free with minimum 1 swipe within 45 days from card issuance date. Free with 12 swipes per year)

 

Dining

  • 0.5% cashback every month

Entertainment

  • 0.5% cashback every month

Shopping

  • 6% cashback on The Store and Pacific spending above RM1,500 per month
  • 3% cashback on The Store and Pacific spending up to RM1,500 per month
  • 0.5% cashback on spending at other merchants per month

Petrol

  • 0.5% cashback every month

Groceries

  • 6% cashback on The Store and Pacific spending above RM1,500 per month
  • 3% cashback on The Store and Pacific spending up to RM1,500 per month
  • 0.5% cashback on spending at other merchants per month

Card Information

  • Min. Monthly Income
    RM5,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    RM150
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met