Hong Leong Platinum Card

Feature Highlights

  • Business-size credit limit of up to RM300,000
  • Up to 2% cashback and Reward Points from retail spending
  • Travel privileges and insurance coverage
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Spend All You Can!

  • On top of granting you a high credit limit, Hong Leong Platinum Card gives you up to 2% cashback every month with Reward Points on every RM1 spent. If you are purchasing foreign curreny that’s worth above RM30,000 with this card, you will get to enjoy preferential forex rates. This card comes with Travel Accident and Inconvenience Coverage and Retail Purchase Protection Coverage.

Fees and Charges

  • The annual fee for this card is RM424. For supplementary card, the first card is free while a fee of RM212 will be incurred per subsequent card. There is no cashback limit but the Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Card

  • To apply for Hong Leong Platinum Card, you need a minimum income of RM5,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card and Citibank Cash Back Platinum, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

The above sources can be found at https://www.hlb.com.my/en/personal-banking/home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM400.00

 

Dining

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Entertainment

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Shopping

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Petrol

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Groceries

  • Up to 2.0% cashback every month
  • 1 Reward Point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM5,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    First card free of charge; RM200 per subsequent card
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met