Hong Leong Platinum Business

Feature Highlights

  • Business-size credit limit of up to RM300,000
  • Up to 60 days interest-free credit period for retail transactions
  • Travel privileges and insurance coverage
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The Businessman’s Card

  • With credit limit up to RM300,000, Hong Leong Platinum Business offers you a 0% interest credit period for 60 days (56 + 4 days of grace period) for all retail bargains. To enhance flexibility, It includes a cheque facility with a low interest rate (BLR + 6%). Aside from that, you are entitled complimentary access to Plaza Premium Lounge at selected airports and preferential forex rates. This card also comes with security coverage which includes Travel Accident and Inconvenience Coverage and Ratail Purchase Protection Coverage.

Fees and Charges

  • There is no annual fee if you make at least 12 swipes in a year, otherwise, it is RM424. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Business

  • To apply for Hong Leong Platinum Business, you need a minimum income of RM10,000 and to be at least 25 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Matta Card and Alliance Bank Business Platinum Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

The above sources can be found at https://www.hlb.com.my/en/personal-banking/home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM400.00 (Free with a minimum of 12 card swipes in a 12 month period)


  • Complimentary Travel Accident Insurance Coverage

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met