Hong Leong I’m Card

Feature Highlights

  • Got a motivational quote you live and breathe by? Have it printed on your card! Enjoy zero annual fees with seamless 24- hour online banking.
  • Enjoy 0 conversion markup when you exchange foreign currencies while travelling.
  • Stretch your payments on all your shopping at 0% for up to 36 months.

Annual Fee Waiver

  • Never pay for unnecessary annual fees every again – there’s no catch, you don’t have to pay a fee! However, there’s a joining fee that you’d need to take care of. The joining fee of RM20 is a one-time fee you pay once you’ve been approved for the Hong Leong Bank I’m Card, and is subjected to 6% GST.

Fees and Charges

  • Annual Fee is free for life for both primary and supplementary card holders! Sales and Service Tax will be charged with RM25 on each principal and supplementary card upon activation and anniversary date.

Are You Eligible For The Hong Leong I’m Card?

  • Anybody can apply for the Hong Leong I’m Card with a minimum annual income of RM24,000. The individual must be between 21 years old to 65 years old to hold a primary card. Supplementary card applicants must be age 18 and above.

The above sources can be found at https://www.hlb.com.my/en/personal-banking/home.html

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee

0% Extended Payment Plan (EPP)

  • They say patience is a virtue –  but what if you just have to buy that shiny new laptop like right now? Even if you don’t have the cash to pay for it, you can certainly bring it home with Hong Leong Bank’s flexible 0% interest installment plan of up to 12 months.

Balance Transfer

  • Consolidate your credit card oustanding balance to a low interest Hong Leong Bank credit card and enjoy 6.99% p.a. for 6 or 12 months.

Easy Payment Plans

  • Get what you want, when you want it! Stretch your payments on all your shopping at 0% for up to 36 months, subject to participating merchants. For all the other purchases, you can go for the Hong Leong Flexi Payment Plan with interest rate at 8.99% p.a.. Need over a year to pay for that new luxury bag? Sure thing!

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 to 65 years old
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
  • Finance charges
    6 months 8.99% and no one-time upfront handling fee RM500
    12 months 8.99% and no one-time upfront handling fee RM1,000
    18 months 8.99% and no one-time upfront handling fee RM1,000