Hong Leong Gold Card

Feature Highlights

  • Earn Reward Points from retail spending
  • 6 or 12 months 0% interest instalment plan
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The Gymnast Of Credit Cards, It’s Flexible

  • Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank’s 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.

Fees and Charges

  • The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Gold Card?

  • To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Essential Credit Card and Alliance bank Gold Credit Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM160.00

 

Dining

  • 1 Reward Point for every RM1 spent

Entertainment

  • 1 Reward Point for every RM1 spent

Shopping

  • 1 Reward Point for every RM1 spent

Petrol

  • 1 Reward Point for every RM1 spent

Groceries

  • 1 Reward Point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    RM80
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met