Hong Leong American Express Gold – MyFinance

Hong Leong American Express Gold

Feature Highlights

Up to 2x Reward Points from retail spending
American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances

Benefits & Features

Feel Special With American Express!

Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Gold awards 2 Reward Points for all overseas bargains. With attractive discounts from extraordinary dining experience to free hotel stays, Hong Leong American Express Gold is definitely the best deal you can ever get. This card also comes with Travel Accident and Inconvenience Insurance coverage.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Gold

To apply for Hong Leong American Express Gold, you need a minimum income of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong American Express Platinum and Maybank American Express Gold Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

RM160.00

Redeem Rewards

Dining

2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally

Groceries

2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally

Shopping

2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally

Petrol

1 Reward Point for every RM1 spent

Entertainment

2 Reward Points for every RM1 spent overseas
1 Reward Point for every RM1 spent locally

Borrow Privileges

Card Information

Min. Monthly Income

RM2,000.00
Min. age for principal holder

21 and above
Min. age for supplementary holder

18 and above

Fee for supplementary holder

RM80

Finance charges

15% p.a. – prompt payment for 12 consecutive months
17% p.a. – prompt payment for at least 10 out of 12 months
18% p.a – if any of the above are not met