Feature Highlights
- Get a business-size credit limit on your card of up to RM 300, 000.
- Includes Travel Accident Insurance and Travel Inconvenience Coverage Protection.
The above sources can be found at https://www.hlb.com.my/en/personal-banking/home.html
| Annual Fee | Free (free for life) |
| Min. Monthly Income | RM2,000.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | RM108 |
| Finance charges | 15% p.a. – prompt payment for 12 consecutive months |
| 17% p.a. – prompt payment for at least 10 out of 12 months | |
| 18% p.a. – if the above are not met |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
| Cash advance amount | RM3,000 per day |
| Cash advance charge | Higher of RM20 or 3% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | N/A |
| Rewards points expiry | N/A |