Citi Rewards Card

Feature Highlights

  • 5X Citi Rewards Points for every RM1 spent at major supermarkets and department stores
  • Low interest rate starting at 15% per annum
  • Travel Accident Insurance with coverage of up to RM50,000
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Enjoy Rewards, Lifestyle Privileges, and More!

  • With Citi Rewards Credit Card, you will get 5x accelerated Rewards points when you shop at major department stores i.e AEON, AEON Big, Marks & Spencer,Metrojaya, Parkson,Robinsons,Tangs,Isetan and supermarkets/hypermarkets. i.e B.I.G Ben’s Independent Grocer,Cold Storage,Everise,Giant,Jasons Food Hall,Jaya Grocer, Servay, Tesco, Village Grocer. You get to pamper yourself more because you can have 20% dining discount at premium dining outlets. When you travel, present your Citi Rewards Credit Card and a valid boarding pass for complimentary access to the Plaza Premium Lounge in KLIA. Sign up now to explore some other privileges including travel, lifestyle and healthcare privileges.

Fees and Charges

  • The annual fee is RM600 for principal card and RM150 for supplementary card. Other than that, by making prompt payments of 5% of outstanding balance or RM50 (whichever is higher) for 12 consecutive months you get to enjoy a low finance charge of 15% per annum. Late payments will be charged a minimum of RM10 or 1% of total outstanding balance as at statement date (whichever is higher), up to a maximum of RM100.

Are You Eligible For The Citi Rewards Credit Card?

  • To apply for the Citi Rewards Credit Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.Looking for more options to choose from?
  • Our credit card experts, also recommend you to check out other similar credit cards such as Citi Cash Back Platinum and BSN Platinum MasterCard / Visa, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Citi credit cards and start comparing today!
  • Sign-up period: 1 Dec 2019 – 31 Dec 2019

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (3 years Annual Fee Waiver (Limited offer))

 

Groceries

  • 5X Citi Rewards Points for every RM1 spent at supermarkets Cold Storage, Giant, Tesco, Jaya Grocer and many more (limit to a maximum spend of RM3,000 per billing cycle month)

Travel

  • 5X Citi Rewards points for every RM1 spent overseas (limit to maximum spend of RM24,000 per year)

Shopping

  • 5X Citi Rewards Points for every RM1 spent at departmental stores AEON, Marks & Spencer, Metrojaya, Parkson, Robinsons, Tangs and Isetan (limit to a maximum spend of RM3,000 per billing cycle month)

Card Information

  • Min. Monthly Income
    RM5,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    RM150
  • Finance charges
    15% p.a. – Cardmembers who promptly settle their min. payment due for 12 consecutive months
    17% p.a. – Cardmembers who promptly settle their min. payment due for 10 months or more in a 12-month cycle
    18% p.a. – if the above are not met