Citi Cash Back Mastercard

Feature Highlights

  • 10% cashback on Food Delivery when you spend a minimum of RM800 monthly
  •  10% cashback on petrol, groceries, dining and Grab too when you  spend RM500 and above every month
  • Deal ends on 31 August 2021, grab it before its gone!

Most Cash Back All Year Long

  • Citi Cash Back Mastercard gives you golden opportunity to enjoy several benefits that fits in your daily life. The main features of this card are Flexi payment plan, the cash advance and the balance transfer via Installment. You can get up to 10% cashback on dining, groceries, petrol and GRAB rides when you spend RM500 and above monthly. You can lead your luxurious life with Citibank World Privileges discounts at over 24,000 hotels, restaurants, boutiques, retail outlets and golf clubs worldwide and also 24-hour personal concierge service while travelling. To maintain a convenient order-in to look after your well-being, there is a 10% cashback on  Food Deliveries with FoodPanda and DeliverEat when you spend minimum RM800 monthly.

Fees and Charges

  • The annual fee is RM120 for principal card holders and RM60 for supplementary card holders. If you are unable to pay off your whole outstanding amount that you have used, you have a choice to make at least a minimum payment of RM50 or 5% of your outstanding amount. You will be charged late payment fee of RM10 or 1% outstanding amount, up to a maximum of RM100 if you have failed to make your payments on time or before the due date of your payment. The free interest period is 20 days from the statement date and it is applicable only for card member who pays in full on or before the payment due date. Besides that, for cash withdrawal you will be charged RM20 or 5% of withdrawn amount as cash withdrawal fees. The interest rate is based on 18% for cash withdrawals with a daily maximum cash withdrawal up to RM10, 000.

Are You Eligible For The Citi Cash Back  Mastercard?

  • Anybody can apply for the Citi Cash Back Mastercard if you are earning a minimum annual income of RM36,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • 10% cashback on petrol from RM500 and above per month.


  • 10% cashback on petrol from RM500 and above per month.


  • 10% cashback on dining from RM500 and above per month.

Food Delivery with FoodPanda & DeliverEat

  • 10% cashback on dining from RM800 and above per month.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met