Citi Cash Back Mastercard

Most Cash Back All Year Long

• Citi Cash Back Mastercard gives you golden opportunity to enjoy several benefits that fits in your daily life. The main features of this card are Flexi payment plan, the cash advance and the balance transfer via Installment. You can get up to 10% cashback on dining, groceries, petrol and GRAB rides when you spend RM500 and above monthly. You can lead your luxurious life with Citibank World Privileges discounts at over 24,000 hotels, restaurants, boutiques, retail outlets and golf clubs worldwide and also 24-hour personal concierge service while travelling. To maintain a convenient order-in to look after your well-being, there is a 10% cashback on  Food Deliveries with FoodPanda and DeliverEat when you spend minimum RM800 monthly.

Fees and Charges

• The annual fee is RM120 for principal card holders and RM60 for supplementary card holders. If you are unable to pay off your whole outstanding amount that you have used, you have a choice to make at least a minimum payment of RM50 or 5% of your outstanding amount. You will be charged late payment fee of RM10 or 1% outstanding amount, up to a maximum of RM100 if you have failed to make your payments on time or before the due date of your payment. The free interest period is 20 days from the statement date and it is applicable only for card member who pays in full on or before the payment due date. Besides that, for cash withdrawal you will be charged RM20 or 5% of withdrawn amount as cash withdrawal fees. The interest rate is based on 18% for cash withdrawals with a daily maximum cash withdrawal up to RM10, 000.

Are You Eligible For The Citi Cash Back  Mastercard?

• Anybody can apply for the Citi Cash Back Mastercard if you are earning a minimum annual income of RM36,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.citibank.com.my/index.htm