Citi Business Signature Visa Card

Feature Highlights

  • 0.75% cashback on selected business spending.
  •  0.2% cashback on utility spending with a minimum redemption value of RM200.
  • Activate your new card via Citi Mobile App with a temporary CVV and start spending now!

Security, Flexibility and Protection

  • Citibank recognizes that a company credit card is an essential business tool that requires fine control. Citi Business Signature Card is designed for companies with employees who manage their expense accounts with credit cards. You can choose either Full Corporate Liability, where the company is the principal account holder and solely liable for use, or Joint and Several Liability, where employees are equally liable for costs incurred.  Complimentary Corporate Liability Waiver Insurance of up to RM75,000 per cardmember will also protect your company against abuse of card privileges.

Fees and Charges

  • The annual fee is Free of Charge for both principal card holders and supplementary card holders. If you are unable to pay off your whole outstanding amount that you have used, you will be charged late payment fee of RM50 or 3.5% outstanding amount if you have failed to make your payments on time or before the due date of your payment. Besides that, for cash withdrawal you will be charged RM20 or 5% of withdrawn amount as cash withdrawal fees. The interest rate is based on 18% for cash withdrawals with a daily maximum cash withdrawal up to RM10, 000.

Are You Eligible For The Citi Business Signature Visa Card?

  • Anybody can apply for the Citi Business Signature Visa Card if you are earning a minimum annual income of RM24,000 and is 21 years old and above to apply as principal card holder.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee


  • Get 0.75% cashback on selected business spending with a minimum amount of RM200.


  • 0.2% cashback on utility spending with a minimum redemption value of RM200

Travel & Dining

  • Enjoy discounts at selected Premium gold club worldwide, automatic room upgrades and well, a world of privileges via the Visa Signature programme.

Travel Insurance Coverage

  • A complimentary travel insurance coverage of up to RM500,000 will be yours when you charge your air travel tickets to Citi Business Signature Card. The coverage also includes travel inconvenience benefits including flight delay of up to RM1,250, missed flight connection of up to RM1,250, luggage lost of up to RM6,000, luggage delay of up to RM2,000 and luggage damage of up to RM500.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder
        21 and above
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met