CIMB Enrich World Master Card

Feature Highlights

  • Earn up to 1x Malaysia Airlines (MAS) Enrich Miles for every RM1.50 spent overseas and 1 Bouns Mile for every RM 3 spent locally
  • Travel Accident Insurance with coverage of up to RM1,000,000
  • Priority booking for Malaysia Airlines promotions
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Travel the World, Exclusively!

  • Prepare to embark on a journey exclusively available to you with the CIMB Enrich World Credit Card that provides you the exclusive deals and discounts on entertainment, travelling and fine dining with discounts up to 50%! Enrich yourself by travelling and opening your eyes to the world in comfort. Feel safe when you travel as you will get a complimentary Travel Accident Insurance with coverage of up to RM 1,000,000. Besides, you could earn up to 1x bonus miles for every retail spending of RM1.50 overseas and for every RM 3 spent locally , redeem 1000 Enrich Miles with 1000 Bonus Miles, Bonus Miles Validity 3 years. Moreover, the benefits does not stop here as you could get upto 8x access to Malaysia Airlines Golden Lounge at home and abroad . You also enjoy priority booking for select Malaysian Airlines flights and travel offers promotions. This card is great for frequent travellers who fancy flying with Malaysia Airlines.

Fees and Charges

  • For this card, the annual fee is RM554.72. However, you can get a 100% fee waiver when you spend at least RM500,000 with the card and 50% waiver when you spend RM250,000 to RM 499,999. The annual fee is waived for the supplementary card and is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Enrich World Card

  • Membership for this card is by invitation only and you have to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Premier World MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

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Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM554.72 (Free with spending of: RM500,000 and above: 100% waiver; RM250,000 – RM499,999: 50% waiver; RM249,999 and below: no waiver)


  • 2 Enrich Miles with every RM4 spent overseas
  • 1.5 Enrich Miles with every RM6 spent locally
  • 1 Enrich Miles with every RM1 spent on Malaysia Airlines’ Online Booking

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 years and above
  • Min. age for supplementary holder
    18 years and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    15% p.a.