CIMB Cash Rebate Gold

Feature Highlights

  • 10% Cash Rebate on monthly interest charged
  • 5% Cash Rebate on online spend
  • 2% Cash Rebate on spend
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Shop Online, Get Cash Rebates!

  • The CIMB Cash Rebate Gold card gives 5% cash rebate and up to 25% discounts and another 20% additional cash rebates when you shop online on various participating sites. Besides, it offers a 10% cash rebate on monthly interest charged with no maximum capping and 2% cash rebate on petrol and groceries and 2% cash rebate on mobile and utility bill payment (via standing instructions). This card comes with a complimentary Touch ‘n Go Zing Card with ‘No Reload Fee” as well!

Fees and Charges

  • The annual fee for this card is free for life! However the “No Reload Fee” is only valid until 31st December 2014 and there is also a cashback limit of RM50 per card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB Cash Rebate Gold Card

  • To apply for CIMB Cash Rebate Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Rebate Platinum Card and HSBC Premier World MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

The above sources can be found at https://www.cimb.com.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Utilities

  • 2% cash rebate per month (via Standing Instruction only)

Shopping

  • 5% cash rebate per month on online shopping

Petrol

  • 2% cash rebate per month

Groceries

  • 2% cash rebate per month

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met