BSN Visa Cash Back Credit Card – MyFinance

BSN Visa Cash Back Credit Card

Feature Highlights

Save up to 5% cashback every month as you spend on your daily necessities. What’s more, overseas spend are included too. No annual fees for life!
Other retail spend can get you 0.2% unlimited cashback, while overseas spend earns you 1% unlimited cashback.
Enjoy RM15 per month on petrol filling.

Benefits & Features

Complimentary Travel Insurance

To add on, travel with peace of mind knowing that you and your loved ones are protected whilst on your way to wherever destination around the globe that you dreamed of. Getting this free travel insurance is easy. Every time you are about to check out, don’t forget to charge your full fare air ticket(s) to BSN Visa Cash Back Credit Card and up to RM300,000 complimentary travel insurance is granted to you.

Fees and Charges

The annual fee is free for life without condition for both primary card holders and supplementary card holders. There will be a charge of RM25 on each principal and supplementary card upon activation and anniversary date as a Sales and Service Tax.

Are You Eligible For The BSN Visa Cash Back Credit Card?

Anybody can apply for the BSN Visa Cash Back Credit Card with a minimum annual income of RM48,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.bsn.com.my/page/personal-banking-index

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

Free for life without condition.

Redeem Rewards

Cashback

Get up to 5% cashback when you shop for groceries, dine at your favourite restaurant and fill up your tank, capped at RM15 per month. Other retail spend can get you 0.2% unlimited cashback, while overseas spend earns you 1% unlimited cashback.

Petrol

Earn up to 5% cashback, capped at RM15 per month on petrol filling.

Travel

Get Platinum Protection with complimentary travel insurance of up to RM300,000 when you charge your full fare air ticket(s) to this card.

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM2,000
  - Min. age for principal holder and supplementary holder
    
    21 and 18 years old above

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
6 months	3% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
24 months	5% one-time upfront handling fee	RM2,000