BSN UUM-BSN Gold Credit Card-i

Feature Highlights

  • Earn BSN rewards points from your retail spending with up to 2x points
  • Up to RM500,000 Travel Accident insurance coverage
  • Complimentary BSN Zing PLUSMiles Card
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Getting Rewarded Everywhere!

  • For all local retail purchases, you get 1 BSN Happy Rewards point for every Ringgit spent. Not only that, BSN UUM-BSN Credit Card-i allows you to earn double BSN Happy Rewards points for every Ringgit spent dining and shopping overseas! It also comes with complimentary BSN Zing PLUSMiles card which is linked to this card and protection plan including Travel accident Insurance and Travel inconvenience Benefits when full airfare is charged to this card.

Fees and Charges

  • There is no annual fee for this card. The prevailing finance charges for are 9.95% per annum and 17.5% per annum respectively if the minimum repayment (5% of the outstanding balance or a minimum of RM50, whichever is higher) is paid by the payment due date. If the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. As a late payment charge, higher of RM5 or 1% of outstanding balance, up to a maximum of RM50 will apply. All these charges are subjected by 6% GST effective 1 April 2015.

Are You Eligible For The BSN UUM-BSN Gold Credit Card-i?

  • To apply for BSN UUM-BSN Gold Credit Card-i, you need to either be a current staff at UUM, or a graduate of UUM, and have a minimum monthly income of RM2,000. Applicants also have to be at least 21 years old for principal card holders or 18 years old and above for supplementary card holders.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card-i and HSBC Amanah Premier World MasterCard-i, which may match your requirements.
  • If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

The above sources can be found at https://www.bsn.com.my/page/personal-banking-index

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 2 BSN Happy Rewards points for every RM1 spent dining overseas
  • 1 BSN Happy Rewards point for every RM1 spent dining locally

Entertainment

  • 1 BSN Happy Rewards point for every RM1 spent

Shopping

  • 2 BSN Happy Rewards points for every RM1 spent shopping overseas
  • 1 BSN Happy Rewards point for every RM1 spent shopping locally

Petrol

  • 1 BSN Happy Rewards point for every RM1 spent

Groceries

  • 1 BSN Happy Rewards point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    9.95% p.a. – repayment by due date
    17.5% p.a. – repayment after due date