BSN Platinum MasterCard / Visa

Feature Highlights

  • Earn BSN rewards points from your retail spending with up to 2x points
  • Up to RM1,000,000 Travel Accident insurance coverage
  • Complimentary BSN Zing PLUSMiles Card
Apply Now

Best for Travellers!

  • You will get 1 BSN rewards point for every RM1 that you spent on local retail purchases. For overseas retail purchases (dining and shopping), you stand to gain 2 points for every RM2 spent. With this BSN Platinum Card, you also stand to gain up to RM1,000,000 in Travel Accident Insurance together with Travel Inconvenience benefits when you pay for your air fare with this credit card. On top of that, you also get to enjoy a FREE BSN Zing PLUSMiles card together that allows you to have a smooth driving experience. The rewards points that come with this card will never expire, allowing you to accumulate the points till a certain amount to be able to exchange for the gift and/or voucher that you want.

Fees and Charges

  • There is no annual fee for this card for the pricipal cardholder, allowing you to enjoy a free for life (annual fee) credit card. The same zero annual fee also applies to the supplementary holder. For finance charges, there are different rates for both government employee and non-government employee. For government employee, a consistent minimum monthly repayment will allow the cardholder to enjoy a finance charge of 11% per annum while a non-government employee will result in a low finance charge of 13.5% to be charged on the oustanding balance. However, if the repayment is paid after the due date, it will be 17.5% per annum for both government employee and non-government employee. The minimum repayment is 5% of the outstanding balance or minimum of RM50, whichever is higher. On top of that, there will be a late payment penalty of RM5 or 1% of oustanding balance (depending on which is higher), up to a maximum of RM50. All these charges are subjected by 6% GST effective 1 April 2015.

Are You Eligible For The BSN Platinum Card?

  • You will need to have a minimum monthly income of RM5,000 and to be at least 21 years old to apply for the BSN Platinum Card (principal cardholder). For the supplementary cardholder, you will need to be at least 18 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN UUM Platinum Credit Card-i and CIMB Petronas Platinum Card, which may match your requirements.If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

Flexibility Fee and Charges

  • Interest Rate
    13.5% p.a.
  • Annual Fee



  • 2 Reward Points for every RM1 spent dining overseas
  • 2 Reward Point for every RM1 spent dining locally


  • 2 Reward Points for every RM1 spent shopping overseas


  • 1 Reward Point for every RM1 spent


  • 2 Reward Points for every RM1 spent shopping overseas
  • 1 Reward Point for every RM1 spent shopping locally


  • 1 Reward Point for every RM1 spent


  • 1 Reward Point for every RM1 spent

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    13.5% p.a. – prompt payments for 12 consecutive months
    16% p.a. – prompt payment of at least 10 out of 12 months
    17.5% p.a. – if the above are not met