BSN Gold Credit Card-i

Feature Highlights

  • 2 BSN rewards points for overseas retail transactions
  • 1 BSN Happy Rewards point for every RM1 spent dining locally
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Local And International Rewards Await!

  • Get 2 BSN Happy Reward points for every RM1 transaction performed on this card for your overseas retail purchases. For local retail purchases, you will get 1 BSN Happy Reward point. On top of that, you will received a complimentary BSN Zing PLUSMiles card which is also linked to the card and it comes with an insurance plan for the cardholder when full airfare charged to the card that covers mainly on travel accident insurance and travel inconvenience benefits.

Fees and Charges

  • The annual fee for both principal and supplementary credit cards are waived for life. A government employee will get to enjoy a finance charge of 11% p.a. while a non-government employee will enjoy a finance charge of 13.5% p.a. when the minimum monthly repayment (5% of the outstanding balance or RM50, minimum, whichever is higher). You will be charged a late payment of RM10 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM75) if the minimum monthly payment is not made before the due date. Effective 1 April 2015, 6% GST is included in all these charges.

Are You Eligible For The BSN Gold Credit Card-i?

  • To apply for BSN Gold Credit Card-i, you will need to have a minimum monthly income of RM3,000 and to be at least 21 years old (for principal cardholder) or 18 years old (for supplementary cardholder).
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Gold Credit Card and Maybank Gold MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

The above sources can be found at https://www.bsn.com.my/page/personal-banking-index

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 2 BSN Happy Rewards points for every RM1 spent dining overseas
  • 1 BSN Happy Rewards point for every RM1 spent dining locally

Entertainment

  • 1 BSN Happy Rewards point for every RM1 spent

Shopping

  • 2 BSN Happy Rewards points for every RM1 spent shopping overseas
  • 1 BSN Happy Rewards point for every RM1 spent shopping locally

Petrol

  • 1 BSN Happy Rewards point for every RM1 spent

Groceries

  • 1 BSN Happy Rewards point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM3,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    13.5% p.a. – prompt payments for 12 consecutive months
    16% p.a. – prompt payment of at least 10 out of 12 months
    17.5% p.a. – if the above are not met