AmBank World MasterCard

Feature Highlights

  • AmBonus Points for air miles, international airport services, and travel accident insurance
  • Complimentary green fees for 1 full flight
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Travel Like A King

  • With AmBank World MasterCard, you can earn 5 AmBonus points for every RM1 spent overseas on shopping and dining. Once you have collected 5,500 AmBonus points, you can convert it into 1,000 Enrich, Singapore Airlines KrisFlyer or Asia Miles to redeem flights for free! Besides, you will also get to enjoy 24% discount on Immigration Fast-Track Service at the selected 390 international airports and complimentary access to Plaza Lounge at the selected 17 international airports.
  • What’s more, you will receive complimentary Hilton Premium Club membership card, which offers tons of discounts on dining and room rates at participating Hilton hotels. This card comes with travel accident insurance, with coverage up to RM2 million when you charge full air fare to AmBank World MasterCard. This card also provides you Purchase Protection Plan, where you get coverage up to RM50,000 within the 30 days from date of purchase.

Fees and Charges

  • This card lets you enjoy annual fee waiver for life. If you able to make prompt minimum payment for 12 consecutive month, you are then entitled for low interest charge rate of 15% per annum. By making prompt payment for minimum 10 out of 12 months, interest charge rate will be 17% per annum, otherwise it will be 18% per annum. Minimum monthly payment is computed as 5% of outstanding balance, or RM50, whichever is higher. Moreover, late payment charge will be either 1% of outstanding balance, or RM10, whichever is higher, with maximum charge of RM100.

Are You Eligible For The AmBank World MasterCard?

  • To apply for AmBank World MasterCard, you need to have a minimum monthly income of RM10,000 and to be at least 21 years old.Looking for more options to choose from?
  • Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Visa Signature Card and CIMB Visa Signature Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free for life)



  • Convert 5,000 AmBonus Points into 1,000 Enrich, Asia Miles, or Singapore Airlines KrisFlyer air miles


  • 5 AmBonus Points for every RM1 spent overseas


  • 5 AmBonus Points for every RM1 spent overseas

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met