AmBank Visa Platinum Card

Feature Highlights

  • Earn up to 1X AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas.
  • Wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue with a choice to use your points for air miles at over 50 partner airlines.
  • Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Dining & Hotel Room Privileges at Hilton

  • With Ambank Visa Platinum, you can sign up for a complimentary Hilton Dining Asia Pacific Membership Card that grants you exciting discounts for dining and hotel rooms at Hilton hotels. Every time you book a room or two at any Hilton hotels within Asia Pacific, you will receive up to 50% discount on dining. If it’s your birthday, a complimentary birthday cake and buffet is yours to indulge in too!  20% off the Easy Cancellation Rate for accommodations will be given to you as well when you charge your room booking with Ambank Visa Platinum card. Please be noted that the above privileges are extended FREE to card members that spend RM30,000 over a year from the date of successful membership enrolment.

Fees and Charges

  • The annual fee is totally free of charge for this Ambank credit card. Of course, you can share the benefits of this card with your beloved family members who are aged 18 and above by giving them supplementary cards. The first 3 supplementary cards are free for life, while the 4th supplementary card onwards will be charged RM188 a year. RM10 or 1% of outstanding amount, up to a maximum of RM100 will be charged for late payment fee while cash withdrawal fee takes up RM50 or 5% of withdrawn amount, whichever is higher.

Are You Eligible For The AmBank Islamic Visa Platinum Card?

  • Anybody can apply for the AmBank Islamic Visa Platinum Card if you are earning a minimum annual income of RM48,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.ambank.com.my/eng/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

AmBonus Points

  •  Entitled to 1X AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas.

Gifts & Vouchers

  • Receive a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines.

Entertainment

  • Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Card Information

      • Min. Monthly Income
        RM4,000.00
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.
  • Finance charges
    3% p.a. – no one-time upfront handling fee with a minimum spent of RM500 for 6 months
    4% p.a. – no one-time upfront handling fee with a minimum spent of RM2,000 for 12 months
    5% p.a – no one-time upfront handling fee with a minimum spent of RM4,000 for 18 months
    6% p.a – no one-time upfront handling fee with a minimum spent of RM5,000 for 24 months