AmBank Visa Infinite

Feature Highlights

  • AmBonus Points for air miles, international airport services, and travel accident insurance
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Travel Like a Boss!

  • Good news for frequent flyers! With AmBank Visa Infinite, 5 AmBonus points are rewarded for every Ringgit spent overseas on dining and shopping. You can also convert 5,500 AmBonus points into 1,000 Enrich, Asia Miles or Singpore Airlines KrisFlyer and redeem free flights for your next getaway. It offers an exclusive 24% discount on Immigration Fast-Track Service at 390 international airports and complimentary privileged unlimited access to Plaza Premium Lounge at 17 international airports for you to escape the hustle and bustle of busy airports with minimum 5 overseas transactions charged to the credit within the month of visit to the lounge.
  • You will also get a complimentary Hilton Premium Club membership card that offers discount on dining and best available room rates at participating Hilton hotels with a minimum spend of RM30,000 over a period of one year from the date of successful membership enrolment. With the Travel Accident Insurance with coverage up to RM2,000,000 when full airline fare is charged to this card and Purchase Protection Plan with coverage of up to RM50,000 valid for 30 days from date of purchase, you can definitely travel with peace of mind.

Fees and Charges

  • The annual fee for this card is free for life. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Visa Infinite?

  • To apply for AmBank Visa Infinite, you need to have a minimum monthly income of RM10,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Visa Signature Card and CIMB Visa Infinite Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free for life)



  • Convert 5,000 AmBonus Points into 1,000 Enrich, Asia Miles, or Singapore Airlines KrisFlyer air miles


  • 5 AmBonus Points for every RM1 spent overseas


  • 5 AmBonus Points for every RM1 spent overseas

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met