AmBank Islamic Visa Platinum Card-i

Feature Highlights

  • Exclusive access to home and car finding upon signing up. Comprehensive Takaful coverage, and get AmBonus Reward Point when you shop.
  • Every RM1 spent overseas (except for online transactions) earn 2x AmBonus Points, whereas RM1 spent locally earn 1x AmBonus Point.
  • Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Comprehensive Travel Takaful from AmBank Islamic Visa Platinum Card-i

  • Get protected with complimentary travel Takaful coverage of up to RM500,000 when you charge the full fare of your air tickets on your AmBank Islamic credit card. Now you can travel with peace of mind knowing that you and your family members are travelling under travel protection.

Fees and Charges

  • The annual fee is totally free of charge for this Ambank credit card. The fee waiver is not attached to any conditions. You can enjoy this privilege as long as you are 21 years old and above with a minimum income of RM24,000 a year. Of course, you can share the benefits of this card with your beloved family members who are aged 18 and above by giving them supplementary cards. The first 3 supplementary cards are free for life, while the 4th supplementary card onwards will be charged RM188 a year.

Are You Eligible For The AmBank Islamic Visa Platinum Card-i?

  • Anybody can apply for the AmBank Islamic Visa Platinum Card-i if you are earning a minimum annual income of RM24,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.ambank.com.my/eng/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

AmBonus Points

  • Every RM1 spent overseas (except for online transactions) earn 2x AmBonus Points, whereas RM1 spent locally earn 1x AmBonus Point.

Healthcare

  • RM1,000 on Hospitalisation due to COVID-19 will be credited into your AmBank card account.
  • RM10,000 cash on Death due to COVID-19 or Personal Accidental Death.

Shopping, Dining & Travelling

  • Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.

Card Information

      • Min. Monthly Income
        RM2,000.00
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.
  • Finance charges
    3% p.a. – no one-time upfront handling fee with a minimum spent of RM500 for 6 months
    4% p.a. – no one-time upfront handling fee with a minimum spent of RM2,000 for 12 months
    5% p.a – no one-time upfront handling fee with a minimum spent of RM4,000 for 18 months
    6% p.a – no one-time upfront handling fee with a minimum spent of RM5,000 for 24 months