AmBank Gold MasterCard / Visa Card

Feature Highlights

  • Earn AmBonus Points and air miles from retail spending
  • Up to RM500,000 travel accident insurance coverage
  • Free-for-life principal and first 3 supplementary cards
Apply Now

Be Rewarded While You Shop

  • With AmBank MasterCard / Visa Card, you earn 1x AmBonus Point of every Ringgit spent. You can travel with absolute peace of mind knowing that you and your family are protected with complimentary RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the card. With the 0% Easy Payment Plan program, you can enjoy up to 24 months interest free instalment payment on hundreds of products at participating merchants with just a minimum purchase of RM500.

Fees and Charges

  • The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Gold MasterCard / Visa Card?

  • To apply for AmBank Gold MasterCard Visa Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Imagine Visa Card and Standard Chartered JustOne Gold MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free for life )

 

Dining

  • 1x AmBonus Point for every RM1 spent

Groceries

  • 1x AmBonus Point for every RM1 spent

Shopping

  • 1x AmBonus Point for every RM1 spent

Utilities

  • 1x AmBonus Point for every RM1 spent

Entertainment

  • 1x AmBonus Point for every RM1 spent

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free of charge for first 3 cards
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met